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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent saving platform

5
I found the advert of CHIP and after I joined I realised it was what I have been looking for a time. The team is always working hard behind the scenes. Great work! Reviewed on: 30th January 2023

Saving at a great rate, with prizes and investments

4
Chip has matured recently and now offers a savings account, a prize draw account and investments. Unfortunately an Investment ISA isn't available without paying, but the savings rate is good and the prize account is a rare offering, with potential for a good result. Reviewed on: 30th January 2023

Pioneering

5
The future of wealth management Reviewed on: 30th January 2023

Clever little chip

5
Saves me money without me thinking about it, and the best instant access bonus % on the market! Reviewed on: 29th January 2023

Sensational savings app

5
Probably saved about £8k using Chip. I was not a saver beforehand. Reviewed on: 29th January 2023

Making saving easy!

5
I’ve used Chip for the past couple of years and it’s been a great way to save. The variety of savings options is great as there are so many ways to invest Reviewed on: 28th January 2023

The best banking app

5
Easy to use and great investment choice Reviewed on: 28th January 2023

Saving without realising

5
Never been able to save so easily before. Quietly stashing money each month without even working hard to do it. Wish Chip was around years ago! Reviewed on: 28th January 2023

Best saving app

5
So easy and effortless to save money. Reviewed on: 28th January 2023

Brilliant for saving

5
Chip has given me the saving and investing habit Reviewed on: 28th January 2023

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