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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great investment app

Let’s me save regularly without even trying as it does it on my behalf. Love it Reviewed on: 18th January 2023

Easy to use App

A great app that is very easy to use. Giving you access to different ways to save whether it be in an instant savings account with an interest rate that changes when the Bank of England base rate changes or a prize saving account or a Stocks & Shares ISA and even alternative assets such as cars or wine collections. The app allows you to easily see where your savings are and how they doing as well as being able to set goals and track your progress against them. Reviewed on: 12th January 2023

Super easy way to save

Such an easy way to save and the current account has a 3% interest rate. Very happy and feel like I'm saving by stealth as the app calculates how much it'll take each day (you can override it). Reviewed on: 10th January 2023

Best savings app

It’s so easy to use and so many savings options, including investments! It has everything you need in relation to finances Reviewed on: 10th January 2023

best investment platform for real world assets

The trading platform allows for a swift experience trading real world commodities like art and whisky Reviewed on: 4th October 2022

Innovative

I love the way it predicts how much you can save and just does it for you. On top of that they keep introducing new features such as the investments section whilst always trying to get you the best interest rates Reviewed on: 29th April 2022

The BEST Savings App!

I joined Chip when they had their 1.25% bonus account, and now with their Allica account I find the app to be fantastic. I have saved thousands, and thats from someone who never used to save as well as I do now. The AutoSave feature is great, you really do not notice the money missing from your bank account. Customer Service is great and they can only get better!! Thanks Chip Reviewed on: 24th April 2022

Ultimate savings app

User-friendly, adaptable and unrivalled. Chip has it all, does it all and has helped me save thousands in such a short space of time. Well done Simon and the team. Reviewed on: 21st April 2022

Hassel free savings

I love Chip, this app allows me to save without thinking about it, allows me to increase or decrease savings. You can set up Payday savings, earn interest on your savings & even split your savings into different goals. Without this app I'd have no savings Reviewed on: 13th April 2022

Saving couldn't be easier

The app makes saving money easy without having to give it a thought. The perfect way to put some money away even when life gets hectic. Reviewed on: 11th April 2022

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