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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

A savings app that is genuinely good and not a gimmick!

Chip is a great app, that is actually good and not a gimmick! They are always offering decent rates and very innovative with the products/accounts they keep releasing. They focus on getting the stuff that people actually want right, not offering gimmicky features that no one actually wants whilst having poor accounts etc like many of their so called competitors. Would recommend Chip to anyone! Reviewed on: 26th January 2023

Brilliant

Great app, easy to use and fabulous rates. Reviewed on: 26th January 2023

Does it all!

I love Chip because it does all the hard work for me. I don't need to constantly shop around for the best savings account, their instant access account keeps up to date with the best rates. Their prize account is much better than premium bonds and easier to use. And their investment funds make it super easy to invest. I don't have time to research loads of funds so having Chip select the best ones for me is great too. Reviewed on: 26th January 2023

Great rates and inivitive products all in one handy little app!

I love the Chip app, I have always been terrible at saving money but Chip makes this a lot easier for me. As somebody with ADHD, remembering to save money is not going to be something I am ever going to be great at, but spending money...that is a different story. With Chip, I can save automatically every 4 days, and because I am so used to spending irresponsibly, I hardly even notice! The autosaves that come out are similar to how much I would spend on a nice coffee or a good bacon sarnie - but within a few months, I had £300 pounds saved up. That isn't a lot to some, but to me, it is a huge achievement. Reviewed on: 26th January 2023

Great saving and investing app

Brings together both savings and investing. A truly amazing app Reviewed on: 26th January 2023

Best savings/investment app

The title speaks for itself. This is the better investment app I ever used. Reviewed on: 26th January 2023

Best App for Saving

Typically find it very hard to save money, but with Chip it's made simple and I can even grow those savings. Win Win Reviewed on: 26th January 2023

Perfect user experience

I've used Chip for a year now, and not only have I never looked back, I've been astounded at the progress they've made since I first joined. They have an amazing rate and experience on the Chip Instant Access, my friends and I love entering the monthly draw for the Prize Savings Account, and I've only ever had a positive experience with their customer service. I've also dabbled in investing, and generally find the platform simple and easy to use. Reviewed on: 26th January 2023

Easy to use, easy to save

Chip has genuinely made it easier for me to save money and I've used it to build up pots for various things such as holidays, big purchases or a general emergency fund. As soon as interest rates started going up, Chip immediately put theirs up so I was instantly getting a good rate. They also make it easy to invest, which can be a bit hard to get into or feel more exclusive. Reviewed on: 25th January 2023

Great interest, easy savings

The small amounts Chip squirrels away each week aren't missed but soon add up and earn an excellent rate of interest. Reviewed on: 20th January 2023

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