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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

UKs best fintech

5
Everything about my experience with Chip so far has been brilliant. I love the effortless AI driven auto-investing into top funds - great way of dollar cost averaging! Too customer support too. Reviewed on: 3rd April 2022

Useful and trustworthy

5
Ive never been great at saving money but Chip make it easy to do. Ive achieved goals I never felt possible and I know my money is in good hands Reviewed on: 3rd April 2022

Simple to use.

5
Once setup simple to use, auto saving seems a little random. Reviewed on: 3rd April 2022

Hassle free saving

5
Incredibly easy to use. I've seen great savings and have recommended it to many people Reviewed on: 3rd April 2022

Everyone should have Chip!

5
Everyone should have Chip - it is the best saving and investing app out there! No nonsense and such great support! Love what they are doing! Reviewed on: 3rd April 2022

Excellent independent banking service

5
They are very helpful efficient and great savings rate. Highly recommend it to all friends and family Reviewed on: 3rd April 2022

Encourages reluctant savers

5
Chip is an amazing way to save. It nibbles away at funds lying in your current account without making a major impact but soon you have a growing saving pot earning interest every day. Reviewed on: 3rd April 2022

No stress savings

5
The app just takes all the planning and stress out of savings and just gets on with it in the background. I’ve been impressed with their expansion into new investment opportunities for savers which again takes the hassle out of deciding where to put my money Reviewed on: 3rd April 2022

Easy to use and competitive interest rates

5
Easy to use and competitive interest rates that are actively monitored to get the best deals. This is the one for me. Reviewed on: 3rd April 2022

Great company

5
Been a member since they first start. Great company with great communications. Always looking to improve by creating new exciting products. Reviewed on: 3rd April 2022

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