Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Competitive interest rates

5
Superb customer service. Quick turnaround. Polite agents. Reviewed on: 2nd April 2022

Great way to save

5
Different options to different budgets but it’s been a great way to help me save! Reviewed on: 2nd April 2022

Amazing! Easy! Straightforward!

5
I love the saving auto features. I have payday savings automatically come out on the first of the month. Then have a high setting for savings throughout the month. It's great to budget under to pop onto chip and see some extra quids you had not factored in. Also the blackrock investments is so easy to understand and use. Reviewed on: 2nd April 2022

User Friendly with Great Products!

5
Chip is intuitive, easy to use and gives you a choice of great products from simple interest paying accounts through to Crypto funds! Reviewed on: 2nd April 2022

Fab app experience

5
I have loved using Chip! So fast and easy with great rates and a whole host of options that make micro investments accessible. Reviewed on: 2nd April 2022

Quick easy banking, investments in one app

5
The app is very easy to use from Chip, once set up, only takes a few minutes. Chip is giving great opportunities for savings and Investments in one place, with daily interest on savings. Chip has excellent customer service response to any queries. Reviewed on: 2nd April 2022

First class savings app

5
Easy to use and great rates too. Reviewed on: 2nd April 2022

Top app

4
It’s been the only way I’ve managed to save over the last few years. It all adds up Reviewed on: 2nd April 2022

Excellent account

5
The app is easy to use and communication is excellent. I like the different saving options too. Highly recommended. Reviewed on: 2nd April 2022

Such a clever app

5
In the blink of an eye I’ve saved for my holiday, without noticing a thing. Thank you Chip! Reviewed on: 2nd April 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products