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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

A cut above the rest

5
Cannot recommend chip enough! Such a great app and company! Reviewed on: 17th March 2022

One stop app for savings and investments

5
Market leading interest rates and an investment platform where you can seamlessly move money between cash and various investments. Reviewed on: 15th March 2022

You need to have this app!!

5
Saving made easy and so much better than bank rates Reviewed on: 15th March 2022

Market-leading interest rates and useful autosaving features

5
I've earned more interest through Chip than I can get with other banks, and the regular autosaves and payday autosave mean I build up savings quickly. Reviewed on: 15th March 2022

Easy to use, save, done

5
easy, save, done, earn, $$$, helps you save money! Reviewed on: 14th March 2022

Great Auto-Saving App

4
Convenient, work in the background, hassell free Reviewed on: 14th March 2022

Money Saving Experts

5
I am no novice when it comes to saving, however Chip just takes away the hassle of knowing how much you can afford to save. Just let there inovative app do the hard work for you. Save and forget and you will have the money for that holiday before you know it. Reviewed on: 14th March 2022

Excellent, Easy and Innovative

5
I've been using chip for a while now and I cannot fault it one bit. From excellent interest rates to automatic AI savings making saving simple. Reviewed on: 14th March 2022

great app that helps you save - simple and effective

5
i've been using chip for around 3 years now and can fully reccomend the transparancy and ease of use, you really do not realise you are saving - it just works. Reviewed on: 14th March 2022

Saving made easy

5
Chip takes the hassle out of saving. It isn't about remembering to do it yourself, or setting up a transfer for a set amount each month. Chip analyses your bank account and decides how much you can save and takes smaller amounts out little and often. I have saved thousands of pounds since I started using Chip and not noticed the money leaving my account once. It is absolutely brilliant. Reviewed on: 14th March 2022

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