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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Does what it says on the tin...!

Never before have I been able to save money like I do now. The app just does it by itself and I benefit. Reviewed on: 14th March 2022

Life Changing

Has without a doubt changed my life by giving me a constant buffer for unexpected bills/charges. Reviewed on: 14th March 2022

Brilliant app - wish I had years ago

Makes saving so easy and so worthwhile. Easy to use and the team are always delivering the best rates and an impressive feature set. Reviewed on: 14th March 2022

Great app

An app that encourages people to save and makes their money work harder Reviewed on: 14th March 2022

Rainy day put away

Chip is the first banking app I’ve ever used, so easy to set up my current account, in only a short amount of time I’ve managed to save a decent amount of money via the AI savings, 5 different levels which can be changed up or down depending on how much you’d like to save and regular savings made using the Pay day out away, a set amount of money saved as soon as my wages hit my account, Chip is super easy, I can save, invest and keep track of my money much easier than my regular bank, I’ve even manage to save enough to make significant payments to my credit card - Chip you’ve changed my thinking and beliefs around money, finally I’m in a strong position for my future, cheers Chip! Now if only you did pensions…? Reviewed on: 12th March 2022

I wouldn't have savings without Chip

I used to be absolutely terrible at saving, partly because I could never afford to save and secondly because I had (and still have) terrible anxiety just looking at my bank account, thereby preventing me from going on to transfer into savings each month. Chip made it so easy. On a lower wage, chip used to take £2-5 every couple of weeks. It doesn't sound much but it added to a £100 soon enough. I've since been more fortunate and have a better paying job. I completely leave chip to do its thing, along with the pay day put away of just £50, and this has amounted to having £3000 in savings now, after having had nothing. Now I see the savings, I have the bug and don't like to see it drop! I barely notice it, with chip taking £20-30 here and there. It's fantastic, never put me at detriment, and makes the whole process of saving completely effortless. Not to mention they have some pretty good savings rates compared to the big banks and refer a friend offers. I'm definitely a user for life now. Thanks Chip! Reviewed on: 9th March 2022

Great Savings App

Best savings App I've used. Easy to navigate App, design is modern, better easy access savings rate than any of my current banks and makes saving manageabke and unnoticeable. I"d recommend to anyone! Reviewed on: 9th March 2022

By the time you know it, you've made BANK!

Chip takes all the guess work out of saving. The automotive software takes a little here and a little there from your daily/weekly spending, enough so you don't feel it and by the time you remember to check on your little nest egg, you've stashed away a healthy sum. I'm on track to save 3k by the end of the year all by saving a few pounds a week and the saving rates on chip are one of the best on the market. I feel a little bit more secure for those unexpected times and I know my money is protected by FSCS. It's such a good bit of tech and makes me feel so proud of myself and I'll happily take the credit for saving even though Chip does all the hard work. Chip launched their investment account recently and has lots of resources to help you get started, I can't wait to start my investment path with them. So many pathways with this app and I'm looking forward for myself and my money to grow with them! Reviewed on: 8th March 2022

And before you know it, you've made BANK!

The only modern way to save

Great for savers new and old. As an autistic person, I found chip really helped me get a handle on my own finances and begin to master my own money management skills. Over the past few years I've become far more confident in my own decision making. It is subtle yet effective, and can be adjusted at any time to meet your personal circumstances. I genuinely feel like this is the first banking system that the saver is the priority. Reviewed on: 8th March 2022

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