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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use, gets you saving

Great app for saving, and best interest rate around for easy access for larger sums of money, Reviewed on: 8th March 2022

Easy savings

Easy to use app, variety of types of savings and competitive interest rates. Save without noticing! Reviewed on: 7th March 2022

Brilliant App, saving never stops

Brilliant app, the AI has always been spot on. Have recommended to lots of friends making use of the referral scheme. Reviewed on: 7th March 2022

Excellent savings rate!

Chip offers an excellent savings rate and a wide variety of investment opportunities. App is very easy to use. 10 out of 10! Reviewed on: 6th March 2022

Good easy access saving account

I mostly use the higher interest easy access saving account, which offers a greater interest than my primary bank provider. Reviewed on: 6th March 2022

Automatic saving

Automatic saving made me safe without thinking on a daily basis about it - and the savings are within my financial limits. Its great to see my savings increase so effortless Reviewed on: 6th March 2022

Helping me save without thinking

Very smart app, helping me easily save towards a house without me thinking about it. Reviewed on: 6th March 2022

Great machine

Convenient, easy, and must have! Chip has allowed me to manage my savings more easily than I have in last year. Everything is at my fingertips and I can access my funds at any time. Reviewed on: 5th March 2022

Easy To Save & Great Interest Rate

Fantastic app. So easy to set up and use. It got me saving for the first time in my life (I’m in my 40’s) and I didn’t even notice the difference in my wallet as Chip has just automatically saved a little bit from my bank account every few days. I knew I could cancel an auto save whenever I wanted to which reassured me to begin with and is why I thought it was worth trying but I’ve never once cancelled an auto save and saved just over £1000 in my first year with Chip. I now have a great rainy day fund for the first time in my life which feels fantastic. It’s really encouraged me to save and I’ve now even set up Chip’s payday put away that automatically saves and puts away a set amount on my payday in addition to the small auto saves that happen every few days so I’m now saving even more. Plus Chip allows for you to save into one of their specially negotiated high interest accounts so I get far more interest on my savings with Chip than I would have done at my bank. Recommend it to everyone. I couldn’t live without it now. Opening my Chip account is the best thing I’ve ever done! Reviewed on: 5th March 2022

Such an easy way to save

Great auto saving with a friendly and easy to use app. It literally saves my money for me while I sleep! Couldn’t be better! Reviewed on: 4th March 2022

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