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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Pain free saving

5
Not only does Chip automatically move money to help my savings, the interest rate is relatively high (relative to what is available and giving instant access) Reviewed on: 2nd March 2022

Chip App

5
Saving has never been easier. Fantastic App. Reviewed on: 2nd March 2022

Top savings account

5
Good interest rates, easy to be use and great functionality e.g. autosave Reviewed on: 2nd March 2022

Very good and transparent service

5
Very happy I stumbled across this company. Will be recommending it to my family as soon as possible. They always keep in touch and are very transparent, plus good savings rates. Reviewed on: 2nd March 2022

Why doesn't everyone have Chip!

5
This is seriously the best app ever... saved a LOT... painlessly! Reviewed on: 2nd March 2022

Great savings account

5
I joined Chip two years ago, and found it’s a great way to save, the money leaves your account and soon mounts up. I know my funds are safe and secure, and have no issues with withdrawing cash. I love chip and recommend this app. Reviewed on: 2nd March 2022

So glad to have found Chip

5
A great savings rate and such an easy app to use. Reviewed on: 2nd March 2022

best saving plan

5
I wasn't a very good saver, but this way I don't even notice, brilliant way to save for that something special Reviewed on: 2nd March 2022

Not do ethical

4
Great app and service but they use BlackRock for investment and they are highly unethical Reviewed on: 2nd March 2022

Easy to save

5
Easy to use app and great savings rate. Reviewed on: 2nd March 2022

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