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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best savings experienced

5
I’ve always struggled to save. However, over the years, I’ve been able to put aside enough to pay off my debt as well as fund my wedding. AI has somehow saved more than I have ever been able to with Conventional UK savings options. Fantastic work; keep it up, Chip! Reviewed on: 1st March 2022

Fab-u-lous!

5
So easy to use and so satisfying. Each time I look at my account it’s grown! Never has saving been so easy. I set goals and it looks like I will achieve them, so all the pleasure and none of the hard work…..what’s not to like!? Reviewed on: 1st March 2022

Very efficient and user friendly product

5
I enjoy how easy chip enables me to manage my money Reviewed on: 1st March 2022

Love Chip so far

5
Having wanted to start investing for years, Chip has finally helped me take a (teeny tiny) plunge! Am also liking the auto-invest function. Thanks Chip! Reviewed on: 1st March 2022

Great way to save

4
Saving is easy when it’s done for you, less painful that way! Reviewed on: 1st March 2022

Life changer

5
I've been struggling to save up on my own. Opening and closing different accounts. And then I found chip. Everything is done for me, literally everything. If anything is about to change, I get informed immediately. Great options to intervene manually as well just in case. It's clear that the entire operation is well thought through Reviewed on: 1st March 2022

Excellent interest rates and easy to use app

5
Very happy with savings interest rates, ease of use of app and prompt friendly customer service response. Reviewed on: 1st March 2022

So easy to save with Chip

5
Easy way to save without even noticing. Reviewed on: 1st March 2022

It is so easy

5
It does most of it for you. You don’t realise how much you are saving and what a great rate you get. Reviewed on: 1st March 2022

Healthy chip

5
Everything is slick and easy to use Reviewed on: 1st March 2022

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