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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic savings app

5
I was recommended to try Chip by a colleague. The interest rates are unbelievable and so far most of my friends and family have decided to try it out. It removes all the hassle of trying to save by using AI saving. Cannot speak highly enough of Chip Reviewed on: 1st March 2022

Best savings

5
Great easy way to save your money with some of the best interest rates around Reviewed on: 1st March 2022

Subtle

5
Painless saving on a regular basis. I am very happy with the results. Reviewed on: 1st March 2022

Best online British Bank

5
Very easy to use app, great saving and useful newsletter Reviewed on: 1st March 2022

Simple way to get high interest

5
Chip is a very easy to use app and a simple way to get one of the best interest rates on the market. Reviewed on: 1st March 2022

Regular saving scheme without having to think about it

5
I joined Chip in December 2020. I’ve been really pleased with ease of use and the level of regular interest paid. I just set my account to frequency of savings and sit back and watch my savings rapidly growing. I’d never have thought that could spare the level of savings I’ve accrued in the last 15 months Reviewed on: 1st March 2022

So simple to use

5
It is really easy to add or remove funds from your accounts as the Chip App is very clear and easy to use. The rates for investing are as good as you’d get anywhere else and often better. Reviewed on: 1st March 2022

Pain free way to save

5
Auto save option allows you to save without realising. Reviewed on: 1st March 2022

Best company to invest with

5
Chip is easy to invest in. It all many different investments with better rates than high street banks Reviewed on: 1st March 2022

Seamlessly Simple

5
I can do anything I want with my savings super easy. The app is easy to use. I can clearly see what is happening with my money. And the automation makes it so easy. Reviewed on: 1st March 2022

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