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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chip has reinvented saving

5
I started using chip to help saving for when I go travelling I found it difficult to force myself to put money away but with chips saving Ai and there pay day put away feature I don’t pay attention to saving and let chip work it’s magic ❤️❤️ Reviewed on: 1st March 2022

Referrals

4
Already recommended my family to use this app successfully Reviewed on: 1st March 2022

Great, easy and convenient way to save with some of best market offers!

5
Love chip it helped me save for the deposit for my house, the money goes out without me really noticing and is money I’d just spend on rubbish if not! Also the great accounts and interest rates have been amazing! Reviewed on: 1st March 2022

Great app and service

5
Really easy to use the chip app, love the auto save function and the fact this in now part of the free plan. Reviewed on: 1st March 2022

True to their word

5
I felt a bit uneasy as when I deposit money it went straight into the savings account with no interest and when wanting to with draw the money I put and transfer it to one with interest I had to wait as it was the weekend but when money came all was sorted and now I'm saving like a pro with interest coming in each day Reviewed on: 1st March 2022

Makes saving easy

5
Chip is by far the best savings app I've used. User friendly, customisable, great saving rates and quick and efficient customer service make using Chip a no-brainer. I've been able to save so much more than I would on my own - those small auto savings really add up! Highly recommended. Reviewed on: 1st March 2022

Chip chip and away

5
Chip is easy, intuitive and helps me have a holiday Reviewed on: 1st March 2022

Simply the best

5
I've been using chip for around 4 years now and I find it suits me needs I wouldn't change it now Thanks to chip Reviewed on: 1st March 2022

Makes saving simple.

5
Signed up with Chip before some of the features were free. Now AI savings and payday saving is included it's brilliant. So easy to use and you are always in control. Love it. Reviewed on: 1st March 2022

Got the whole family using chip

5
Great tool and don't notice the money mounting up Reviewed on: 1st March 2022

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