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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great and easy savings account

5
By far one of the easiest banking Apps I’ve ever used, any time I need to contact someone at Chip, there’s never been any hassle and my queries have been answered and resolved immediately. Can’t fault the team at Chip. Keep up the great work. Reviewed on: 1st March 2022

A simple way to save.

5
Chip provides a fantastic and simple way to save painlessly. It is a "fire and forget" system that you set up and then just ignore as it takes bites out of your bank balance (size limits set by you) and ferrets it off to your savings account. When given the option of saving I always find a reason not too - Chip puts that apathetic superpower to work and let's me instead always find a reason not to cancel the small save Chip informs me is coming. Reviewed on: 1st March 2022

Chip is the ultimate savings tool for me!

5
I have managed to save £100s through automated savings. This has helped me reach my target goals I've created and I'm also finally earning interest on my savings through their platform! Next stop- investments! Reviewed on: 1st March 2022

Amazing saving app

5
Chip is amazing, it has helped me save when I would be wasting the money. Instant withdrawal too Reviewed on: 1st March 2022

The easiest way to save without really noticing

5
I've used chip for a couple of years now, and love how easily I've managed to save without really noticing. I've saved enough for a holiday, paid relatives back and more. But more importantly, I can stop automatic payments on the day if I feel I have to. I've found this to be the best thing of all - I don't have to panic if at the end of the month I really need to keep the cash in my current account. Reviewed on: 1st March 2022

Great service

5
Amazing app! I have been able to save more than ever. Reviewed on: 1st March 2022

Saving has become addictive!

5
I love Chip! It is so easy and I've saved much more...make that I've saved since having the app. I've become a bit addicted with seeing how much I can save now. So easy anyone can do it! Reviewed on: 1st March 2022

Second to none!

5
This bank is second to none! The app is great and the response from customer service is excellent. 5 stars from me! Reviewed on: 1st March 2022

Very good app

5
I recommend all people use chip Reviewed on: 1st March 2022

Chiptastic

5
Really happy to be saving money and it’s so easy Reviewed on: 1st March 2022

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