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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great savings app.

Easy way to save and encourages you to save more! Reviewed on: 1st March 2022

This is the best app I have!

Chip was so easy to set up and I am amazed how good it is at working out how much I can realistically save every week. On weeks where I have more expendable cash, it puts away a little extra to make sure I don't spend it all! I have never been able to save this amount of cash before and now have enough saved to start making my new house look great! A HUGE THANK YOU to Chip! I couldn't have done this without you Reviewed on: 1st March 2022

Transformed my approach to savings

I was highly average with money until Chip turned it around. Now I'm never caught off guard with dentists' appointments and water bills! Reviewed on: 1st March 2022

Great savings app!!

Has really helped me save a lot of money without realising and one of the best steady interest rates going. Really motivates you to keep saving and helps you create goals and achieve them! Reviewed on: 1st March 2022

Brilliant savings app with increasing options and fabulous service

I've used this app for over 3 years now and it's a great way to save without thinking about it. It's also now becoming increasingly valuable with more and more options of what to do with those savings. Reviewed on: 1st March 2022

Chip saving bonanza

Automatic saving means that I don’t have to think about saving, it just happens. Reviewed on: 1st March 2022

Really helpful and friendly app and staff

I've been a customer of Chip for a few years now, and I've seen it grow in features and popularity. The interest rate is decent, and the selection of funds are really good to invest in. The app is very usable and I notice the optimisations when they go live. I miss the bonus payments they offered, but these things don't last forever. The staff, when I reach out, are responsive and friendly. I look forward to seeing where next. Reviewed on: 1st March 2022

Great savings and investment options made easy

A great value and simple way to access a good range of savings and investment opportunities. Simple but flexible app as well. Reviewed on: 1st March 2022

Chip has finally made me want to save

Money burns a hole in my pocket, always has. I'm a spender not a saver. But since having Chip, I'm actually not wanting to spend. I'm wanting instead to leave my money for Chip! I love getting my texts to see how much its pulled aside. Never thought I'd see the day! I keep telling all my friends about it too, and they all have shown interest in joining. Reviewed on: 1st March 2022

Encouraged to save

I've never been able to save like I have since I joined Chip. Even with the most basic membership I have been able to put money aside that I would normally have spent. No more overdraft at the end of the month. Thank you Chip Reviewed on: 1st March 2022

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