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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great savings app

5
Provides access to investment funds and market leading savings rates in an easy to use app. Reviewed on: 21st February 2022

So simple and easy to use

5
I love Chip! It's so simple and easy to use. I've been using for about a year now and I've saved far more than I would have trying to do it on my own. I've already recommended it to my family and friends. Reviewed on: 21st February 2022

Smooth saving

5
Such an easy to use savings and investment app. Reviewed on: 21st February 2022

Easy peasy

5
Simple to use, straightforward, seamless savings app. Great customer support. Reviewed on: 21st February 2022

Brilliant Finance All Rounder

5
Fantastic app which allows me to access market leading cash rates and top class investment funds. Love the AI functionality which determines how much I can afford to save. Great Customer Support. All round top app! Reviewed on: 21st February 2022

Best rates, best products and simple to use

5
Chip is always working hard to make sure I'm getting the BEST returns across all my investments from savings to stocks and shares. The App is so easy to use, it makes saving for both short term goals and for my future so much easier and much less stressful than the traditional banks and asset managers. Chip helped me save for my house purchase and is now helping.me save for my renovation. Reviewed on: 21st February 2022

Loving CHIP

5
Simple and extremely effective little app that really does help you save into a proper bank account. other excellent features like ISAs and easy access investments too. Just love CHIP Reviewed on: 21st February 2022

Amazing when you struggle saving

5
I tried many times to save money but always something came up and I had to use it, I have a Chip account for 2 months now and I managed to save almost 500£. The most important thing for me is that I don’t take those money into account when spending, so I am able to save Reviewed on: 21st February 2022

Best for saving

5
It offers amazing rates and automatic saving helps a lot Reviewed on: 21st February 2022

So useful!

5
Chip helped me to save thousands of pounds without having to do a thing! Reviewed on: 21st February 2022

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