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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Simple Savings

5
Simple app and simple savings. No fuss. Reviewed on: 21st February 2022

Easy to use, seemless experience

5
Chip made it so easy to save with their features such as AI saving and Pay Day Put Away. There are so many options to choose from depending on your own preferences ans circumstances. The app is very user friendly too. Reviewed on: 21st February 2022

Best app ever!!!

5
Thanks to Chip, I’ve managed to buy the engagement ring I always wanted to save for! It has really helped me in being more organised with my finaces. Reviewed on: 21st February 2022

Revolutionary savings account

5
Chip and it's automatic savings option is amazing! It has drastically changed how I save money each month! It's daily interest allows for a compounding effect. It's so satisfying to watch my savings growing! Reviewed on: 21st February 2022

Saved me

5
Absolutely terrible with money, usually living paycheck to paycheck. I always tell myself I will save whatever is left at the end of the month, although this usually ends up being nothing. If there is money in my bank I will spend it. Chip Saves money for me throughout the month meaning I am able to save up for trips (and a downpayment for a house!) without me having to think about it. Chip has helped me to control my spending and is so easy to use! Reviewed on: 21st February 2022

The Best Savings App

5
This app is amazing and so easy to use. In a world where you need one less thing to worry about, Chip does all the hard work for you and squirrels away your money into the best savings account or wide variety of investment options. Its amazing what you can save without trying! Reviewed on: 21st February 2022

A fantastic way to save!

5
I have been using chip for a little over a month now and have saved over £250 with pay day put aways and automatic saving. The app is super easy to use and make withdrawals etc and it's really helped me bump up my savings with out really noticing! Reviewed on: 21st February 2022

Genius

5
Taught me how to save when I used to spend everything. Reviewed on: 21st February 2022

Easy to use

5
Chip helps build your savings faster than you would through standard depositing whilst also doing this within levels you can afford. HIGHLY RECOMMENDED Reviewed on: 21st February 2022

Great way of saving

5
An effortless way to make my money work for me. Reviewed on: 21st February 2022

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