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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Intuitive life changing modern technology

5
The app has allowed me to save hundreds of pounds over year's but effectively, innovative, smooth and seamlessly, auto-saving money on my behalf and doing so at a level I am comfortable with by giving me saving options. It's also so easy to re deposit the money back into your bank account when you want to use! Reviewed on: 17th April 2021

Saving app

5
Good for savings and looking forward to when they launch there stocks and shares saving Reviewed on: 17th April 2021

We actually saved money

5
We've always been really bad at saving since we moved into our first house. Everything went wrong and a lot of repairs had to be paid with finance. For the first time since 2018 we actually have some savings behind us and it's the best we've felt financially. All thanks to Chip Reviewed on: 17th April 2021

Savings made easy

5
Chip has helped me finally get into saving. Really easy and flexible. Love it Reviewed on: 17th April 2021

Brilliant saving app!

5
Highly recommend this app to anyone wanting to save! Absolutely brilliant Reviewed on: 16th April 2021

Great app for saving

5
Big fan of Chip. Such a simple but clever idea that saving random small amounts adds up so quickly! Would highly recommend. Reviewed on: 16th April 2021

I have savings!

5
I never would have saved the amount I have without Chip, and I’ve barely even noticed. It’s such a great idea. Reviewed on: 16th April 2021

Great app

5
I’ve been using Chip a little over 3 months now and I’m loving it. So simple, easy to use and great interest rates. I love the Payday Put Away feature for times I don’t have to worry about forgetting to save money! Reviewed on: 16th April 2021

Amazing

5
Customer service is outstanding, reply in minutes. Overall great app for saving!! Really helpful having the goals feature to set yourself benchmarks for saving Reviewed on: 16th April 2021

The best app to help you save!

5
I have been using Chip for 8 months now and I can’t believe how much money i’ve saved and so easily! I have recommended it to all my family and friends. I love the goal feature as it’s so easy to see where you are up to and if your goal is realistic! Reviewed on: 16th April 2021

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