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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing App that has already started to pay off

I absolutely love this savings app! It is so much better than the savings account I have with my bank and completely seemless. I'd recommend it to anyone who wants to start saving! Reviewed on: 16th April 2021

Saving Godsend

I’ve always been really bad at saving but the way chip silently puts away money for me is perfect for my lifestyle. And if I need some back it’s easily accessible. Recent customer service received from them was excellent Reviewed on: 16th April 2021

Saving made easy

Easy set up and does all the work for you. Reviewed on: 16th April 2021

Best App

I’m not the best at saving since getting chip saved £5000 in 8 months Reviewed on: 16th April 2021

Great App

I joined chip 3 months ago and am amazed at how easy it is to save. In that short time I have already saved over £500 and the best bit is I haven’t missed it in my current account. Great app and would highly recommend :-) Reviewed on: 16th April 2021

Great savings app

I’ve saved over £3k using this app in a short space of time without even thinking about it. Would definitely recommend! Reviewed on: 16th April 2021

Great app to get to real savings!

It´s a great app to manage savings and investments. I find it simple to use and I also like the automated way to saving money and invest. Reviewed on: 16th April 2021

Easy to use silent saver

I love that it adjusts to the amount that's in my bank. My only thing would be making the app able to go onto 2 phones. My account is a joint account - so my partner can look at it as well. Reviewed on: 16th April 2021

Saving made effortless and easy

Before finding chip I was forever struggling to save I would find myself constantly living pay check to pay check and every month seeing a 0 balance in my savings account. Using chips auto save feature makes saving as easy as breathing as you don’t have to do a thing! Simply set your saving level and let chip do the rest. I’ve found myself almost forgetting about chip for a few weeks then I log into my account to see I’ve saved a considerable amount of money without even realising. Chip is the number 1 savings app in my opinion and I have made sure all my friends and family take advantage of it. Reviewed on: 16th April 2021

I can save!

I have been awful at saving, I was never taught the importance of this and at 28, you need savings! Well chips advice and app have meant that I can save up, pay off any debts and just have that rainy day fund that I always dreamed of having. I’d had lots of other apps and reminders for savings, they just didn’t work. Cannot recommend them enough! Reviewed on: 16th April 2021

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