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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Saving made easy

Easy set up and does all the work for you. Reviewed on: 16th April 2021

Best App

I’m not the best at saving since getting chip saved £5000 in 8 months Reviewed on: 16th April 2021

Great App

I joined chip 3 months ago and am amazed at how easy it is to save. In that short time I have already saved over £500 and the best bit is I haven’t missed it in my current account. Great app and would highly recommend :-) Reviewed on: 16th April 2021

Great savings app

I’ve saved over £3k using this app in a short space of time without even thinking about it. Would definitely recommend! Reviewed on: 16th April 2021

Great app to get to real savings!

It´s a great app to manage savings and investments. I find it simple to use and I also like the automated way to saving money and invest. Reviewed on: 16th April 2021

Easy to use silent saver

I love that it adjusts to the amount that's in my bank. My only thing would be making the app able to go onto 2 phones. My account is a joint account - so my partner can look at it as well. Reviewed on: 16th April 2021

Saving made effortless and easy

Before finding chip I was forever struggling to save I would find myself constantly living pay check to pay check and every month seeing a 0 balance in my savings account. Using chips auto save feature makes saving as easy as breathing as you don’t have to do a thing! Simply set your saving level and let chip do the rest. I’ve found myself almost forgetting about chip for a few weeks then I log into my account to see I’ve saved a considerable amount of money without even realising. Chip is the number 1 savings app in my opinion and I have made sure all my friends and family take advantage of it. Reviewed on: 16th April 2021

I can save!

I have been awful at saving, I was never taught the importance of this and at 28, you need savings! Well chips advice and app have meant that I can save up, pay off any debts and just have that rainy day fund that I always dreamed of having. I’d had lots of other apps and reminders for savings, they just didn’t work. Cannot recommend them enough! Reviewed on: 16th April 2021

Love it

Great customer service and slick app design Reviewed on: 16th April 2021

Easiest way of saving!

I’ve been using chip for a year now and in total I’ve saved over £200! Over that time I have taken some out for bills but Chip makes it so easy to add and withdraw, but also rewards it’s users! The money they take from my bank to add to my savings is small but enough to soon add up which makes it great! I never really realise it going, but it’s adding to a big fund! I love it :) Reviewed on: 16th April 2021

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