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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Really useful and easy tool

The chip app is so simple to use. It does exactly what they say it will do. I have been looking for a while for somewhere to keep my savings that is safe and provides a good return. Chip does just that. The customer service team are very helpful and you get the impression the company is on your side. Would (and have) recommend to anyone Reviewed on: 16th April 2021

Savingbfor the saving challenged

This took the chore out of saving money for me, I knew full well I wouldn't so pro-actively set money aside and this did it for me. Simple to use and have seen real results Reviewed on: 16th April 2021

Easy to use and great returns

Best interest rate on the market at the minute and the app is straight forward to use however, I’d like to see the transfer of money become quicker than the current 3 working days Reviewed on: 16th April 2021

Brilliant app and decent interest rate!!!

What a brilliant app and decent interest rate!!! Have been using Chip for a long time and customer service is always spot on and the product itself is fantastic! Reviewed on: 16th April 2021

Fab, fuss free

Fab app that's helping me build on on my savings in a fun and interactive eay Reviewed on: 16th April 2021

Great app that takes the stress out of saving!

Chip helped me save for maternity leave without even realising and also never leaving me short. I'm due to go back to work shortly and still have savings left which will hopefully go towards my next savings goal, which I'm confident I will achieve! Reviewed on: 16th April 2021

A smart and easy to use app. A real find!

I was looking for an easy to use finance app, with access to a good rate of interest that would allow me to save in a flexible way. Chip was obviously the way forward. Reviewed on: 16th April 2021

Savings account

Been with chip since the start of the year and the are very responsive and eager to help your money grow Reviewed on: 16th April 2021

Laid back savings

The app is great for those of us that need to tuck away a little bit of money here and there but don’t have time to work out how much that should be. The way the app analyses what you can save is extremely helpful and before you know it you’ve saved up enough for a holiday, a set of golf clubs or even a contribution to a house deposit! Reviewed on: 16th April 2021

So easy!

A friend recommended Chip to me and I’m so pleased he did! The app is easy to use, and the auto saving is spot on. Reviewed on: 16th April 2021

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