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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Love it

Great customer service and slick app design Reviewed on: 16th April 2021

Easiest way of saving!

I’ve been using chip for a year now and in total I’ve saved over £200! Over that time I have taken some out for bills but Chip makes it so easy to add and withdraw, but also rewards it’s users! The money they take from my bank to add to my savings is small but enough to soon add up which makes it great! I never really realise it going, but it’s adding to a big fund! I love it :) Reviewed on: 16th April 2021

Really useful and easy tool

The chip app is so simple to use. It does exactly what they say it will do. I have been looking for a while for somewhere to keep my savings that is safe and provides a good return. Chip does just that. The customer service team are very helpful and you get the impression the company is on your side. Would (and have) recommend to anyone Reviewed on: 16th April 2021

Savingbfor the saving challenged

This took the chore out of saving money for me, I knew full well I wouldn't so pro-actively set money aside and this did it for me. Simple to use and have seen real results Reviewed on: 16th April 2021

Easy to use and great returns

Best interest rate on the market at the minute and the app is straight forward to use however, I’d like to see the transfer of money become quicker than the current 3 working days Reviewed on: 16th April 2021

Brilliant app and decent interest rate!!!

What a brilliant app and decent interest rate!!! Have been using Chip for a long time and customer service is always spot on and the product itself is fantastic! Reviewed on: 16th April 2021

Fab, fuss free

Fab app that's helping me build on on my savings in a fun and interactive eay Reviewed on: 16th April 2021

Great app that takes the stress out of saving!

Chip helped me save for maternity leave without even realising and also never leaving me short. I'm due to go back to work shortly and still have savings left which will hopefully go towards my next savings goal, which I'm confident I will achieve! Reviewed on: 16th April 2021

A smart and easy to use app. A real find!

I was looking for an easy to use finance app, with access to a good rate of interest that would allow me to save in a flexible way. Chip was obviously the way forward. Reviewed on: 16th April 2021

Savings account

Been with chip since the start of the year and the are very responsive and eager to help your money grow Reviewed on: 16th April 2021

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