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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Laid back savings

The app is great for those of us that need to tuck away a little bit of money here and there but don’t have time to work out how much that should be. The way the app analyses what you can save is extremely helpful and before you know it you’ve saved up enough for a holiday, a set of golf clubs or even a contribution to a house deposit! Reviewed on: 16th April 2021

So easy!

A friend recommended Chip to me and I’m so pleased he did! The app is easy to use, and the auto saving is spot on. Reviewed on: 16th April 2021

Very easy to use app with great engagement

I have used chip for half a year now and I don’t feel like I’m saving anything... but I am! You don’t notice the savings you make but your savings account goes up and up ready for you to spend on something nice! Reviewed on: 16th April 2021

Game changer in lockdown!

Chip has helped me save and get out of debt since the beginning of the first lockdown! I love that you don't even have to think about it, Chip does all the hard work for you. One of the best features is the flexibility it offers you. Being able to withdraw at any time, skip a save or increase or decrease the save level is great. This is a life saver when you know that you have a more expensive month coming up. Reviewed on: 16th April 2021

Excellent, Accessible App

As someone who hasn't had the chance to save much previously the world of savings and investments is daunting but Chip has really changed that mentality for me. The app is easy, very user friendly (love the approach and colour schemes), accessible but professional. The automatic saving is brilliant and I love having the goals section to see how far I am towards saving for some great things! thank you chip for the great platform and easy to use app- looking forward to the investments! Reviewed on: 16th April 2021

Best bank app

Knocks the big bank apps into a cocked hat! Reviewed on: 16th April 2021

Easy, hands free & dynamic savings

Been using this app for 3 years, better than my bank in every aspect Reviewed on: 16th April 2021

Next Level Savings

Chip has completely transformed how I save and taken it to the next level. I always had intentions to put money away but I’d never get around to it. Chip does it for me now without me even noticing and I have a nice pot building up that it then splits into my goals and tells me whether I’m on track to achieve them. Reviewed on: 16th April 2021

Would 100% recommend

With Chip, I have been able to save thousands of pounds towards our wedding quickly and easily! The interest rate is a bonus too. Reviewed on: 16th April 2021

The best place to keep your money!

I used chip when it was quite new and I LOVED it. It was so easy and quick to set up. And the referral rewards were brilliant. Chip helped me save a lot of money (which eventually helped me through some hard times!). And any time I’ve had to contact chip support I’ve had fast, helpful and very friendly replies. It seems that Chip is a great bank with great customer service. And today I am still using chip and can’t recommend it enough. Thank you chip for playing such a massive part in me getting organised with my money and actually being able to save! Reviewed on: 16th April 2021

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