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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Very easy to use app with great engagement

I have used chip for half a year now and I don’t feel like I’m saving anything... but I am! You don’t notice the savings you make but your savings account goes up and up ready for you to spend on something nice! Reviewed on: 16th April 2021

Game changer in lockdown!

Chip has helped me save and get out of debt since the beginning of the first lockdown! I love that you don't even have to think about it, Chip does all the hard work for you. One of the best features is the flexibility it offers you. Being able to withdraw at any time, skip a save or increase or decrease the save level is great. This is a life saver when you know that you have a more expensive month coming up. Reviewed on: 16th April 2021

Excellent, Accessible App

As someone who hasn't had the chance to save much previously the world of savings and investments is daunting but Chip has really changed that mentality for me. The app is easy, very user friendly (love the approach and colour schemes), accessible but professional. The automatic saving is brilliant and I love having the goals section to see how far I am towards saving for some great things! thank you chip for the great platform and easy to use app- looking forward to the investments! Reviewed on: 16th April 2021

Best bank app

Knocks the big bank apps into a cocked hat! Reviewed on: 16th April 2021

Easy, hands free & dynamic savings

Been using this app for 3 years, better than my bank in every aspect Reviewed on: 16th April 2021

Next Level Savings

Chip has completely transformed how I save and taken it to the next level. I always had intentions to put money away but I’d never get around to it. Chip does it for me now without me even noticing and I have a nice pot building up that it then splits into my goals and tells me whether I’m on track to achieve them. Reviewed on: 16th April 2021

Would 100% recommend

With Chip, I have been able to save thousands of pounds towards our wedding quickly and easily! The interest rate is a bonus too. Reviewed on: 16th April 2021

The best place to keep your money!

I used chip when it was quite new and I LOVED it. It was so easy and quick to set up. And the referral rewards were brilliant. Chip helped me save a lot of money (which eventually helped me through some hard times!). And any time I’ve had to contact chip support I’ve had fast, helpful and very friendly replies. It seems that Chip is a great bank with great customer service. And today I am still using chip and can’t recommend it enough. Thank you chip for playing such a massive part in me getting organised with my money and actually being able to save! Reviewed on: 16th April 2021

Easy to Use

I love chip! I've already saved over £200 pounds! I love how easy it is to use, and you don't really notice the money leaving your bank account and then suddenly your like, wow! I saved all that! Reviewed on: 16th April 2021

Set it up, forget it, enjoy your interest on savings

Using Chip is easy and straightforward. You define your savings appetite and the AI engine saves just more than spare change to your account. After few months you have saved enough money to finance your life projects or a vacation. With Chip+ you also get a nice interest. Chip is clear, clean and straightforward and there is no reason not to give it a try! Reviewed on: 16th April 2021

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