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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to Use

I love chip! I've already saved over £200 pounds! I love how easy it is to use, and you don't really notice the money leaving your bank account and then suddenly your like, wow! I saved all that! Reviewed on: 16th April 2021

Set it up, forget it, enjoy your interest on savings

Using Chip is easy and straightforward. You define your savings appetite and the AI engine saves just more than spare change to your account. After few months you have saved enough money to finance your life projects or a vacation. With Chip+ you also get a nice interest. Chip is clear, clean and straightforward and there is no reason not to give it a try! Reviewed on: 16th April 2021

Finally! I can save :)

Absolutely the best app for saving. I always struggled to put aside any money before, but using Chip's autosave feature is a godsend! I have savings in the bank at last! Thank you Chip :) Reviewed on: 16th April 2021

Simple and effective savings

I’ve been using chip for around a year, and it provides and simple and effective way for me to save money. I don’t notice the auto-saves going out as they only move what I can afford and it’s a quick process to move any funds back. Reviewed on: 16th April 2021

Best savings app

I downloaded Chip due to the great interest rate. I’ve tried other automatic savings app but I’ve managed to save the most with chip and I’ve saved more than I ever expected to! The app is easy to use and very user friendly. Reviewed on: 15th April 2021

So simple and effective

I never realised how easy it was to save! Just small amounts here and there really add up and the app is really user friendly so it’s easy to check balance, withdraw money when needed or pause/increase savings! Would highly recommend Reviewed on: 15th April 2021

Most Fantastic Savings App Ever!

I’ve been so impressed as a Chip customer that I opened a second account and then bought shares. I’ve always been terrible at saving as I either forget to go to the bank or I miss the money I put away and end up dipping into it but with Chip I don’t even miss the payments as the algorithm is so unique it takes small amounts from each transaction I make online, such a great idea! My savings are growing steadily before my eyes... I love it and heartily recommend Chip to anyone and everyone. Reviewed on: 15th April 2021

must download

brilliant its the ultimate money saving app for long term and short term needs Reviewed on: 15th April 2021

Best interest rate

Love the app functionality and best interest rate Reviewed on: 15th April 2021

Dead easy to use, never was a saver before!

It’s dead easy to use the app, easy to login and transfer money and see my balance . I wasn’t a saver before I got this app and now I’m always pleasantly surprised how much I’ve managed to put aside. Would defiantly recommend to friends and family. Reviewed on: 15th April 2021

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