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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Finally! I can save :)

Absolutely the best app for saving. I always struggled to put aside any money before, but using Chip's autosave feature is a godsend! I have savings in the bank at last! Thank you Chip :) Reviewed on: 16th April 2021

Simple and effective savings

I’ve been using chip for around a year, and it provides and simple and effective way for me to save money. I don’t notice the auto-saves going out as they only move what I can afford and it’s a quick process to move any funds back. Reviewed on: 16th April 2021

Best savings app

I downloaded Chip due to the great interest rate. I’ve tried other automatic savings app but I’ve managed to save the most with chip and I’ve saved more than I ever expected to! The app is easy to use and very user friendly. Reviewed on: 15th April 2021

So simple and effective

I never realised how easy it was to save! Just small amounts here and there really add up and the app is really user friendly so it’s easy to check balance, withdraw money when needed or pause/increase savings! Would highly recommend Reviewed on: 15th April 2021

Most Fantastic Savings App Ever!

I’ve been so impressed as a Chip customer that I opened a second account and then bought shares. I’ve always been terrible at saving as I either forget to go to the bank or I miss the money I put away and end up dipping into it but with Chip I don’t even miss the payments as the algorithm is so unique it takes small amounts from each transaction I make online, such a great idea! My savings are growing steadily before my eyes... I love it and heartily recommend Chip to anyone and everyone. Reviewed on: 15th April 2021

must download

brilliant its the ultimate money saving app for long term and short term needs Reviewed on: 15th April 2021

Best interest rate

Love the app functionality and best interest rate Reviewed on: 15th April 2021

Dead easy to use, never was a saver before!

It’s dead easy to use the app, easy to login and transfer money and see my balance . I wasn’t a saver before I got this app and now I’m always pleasantly surprised how much I’ve managed to put aside. Would defiantly recommend to friends and family. Reviewed on: 15th April 2021

Sneaky little saver

Chip is great at squirrel’ing money away for me. Chip saves money with me almost not realising. Although it has got a little more costly but the savings benefit is great. Reviewed on: 15th April 2021

Fantastic!!

I absolutely love this app, I've saved over 2k in the past year, I've managed to get myself rid of debt & treated my kids without even realising the money was getting chipped away at!! It's an utterly magical app! Reviewed on: 15th April 2021

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