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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Saving made simple

They say “watch the pennies and the pounds look after themselves”, and with Chip this feels true. The simple interface helps you get your account setup quickly, then a small amount is taken each week, enough you don’t really notice, and suddenly you’re saving £40 or £50 a month. I’ve also setup Payday Saving and this takes the money straight away, and with the great interest rate of 1.25% it’s better than sitting in my current account! Reviewed on: 15th April 2021

Hassle free saving.

Easy to use interface, keeps me up to date with savings at the touch of my phone screen. Notifications let me see what chip is up to with the option to skip saves if money is tight. Great app. Reviewed on: 15th April 2021

Innovative and fresh

I have recommends this to family and friends, there’s always some new features and new updates that helps me save money. Really impressed and by far the best savings account so far. Reviewed on: 15th April 2021

Excellent savings app

Straight forward, easy to use savings app. I had difficulty initially setting up my account and was impressed by speed and helpfulness of the support staff on the live chat. Reviewed on: 15th April 2021

Savings like magic!

I’ve been saving with Chip since 2017. I’ve put away several thousands of pounds with their automatic savings app that would have otherwise disappeared into everyday purchases. It couldn’t be easier or more rewarding and the service is great. I ❤️ Chip Reviewed on: 15th April 2021

Seamless

Cash savings made easy Helpful support Intuative calculations of savings Peach of mind Reviewed on: 15th April 2021

Helped me start saving for the first time

I’ve always been terrible at saving money, I’d always spend any spare money I have on random things. Since getting Chip I’ve managed to save spare money for the first time in my life and it builds up faster than you think! Reviewed on: 15th April 2021

Great idea, even better execution

Been a longtime user of the chip app and have had 4 different friends and family also use it. The smart auto savings take all of the worrying out of saving and doesn't leave me short at the end of the month! Not only that, but with the high interest savings accounts, usability of the app and the fantastic customer support, Chip is an absolute must have for anyone, struggling or not with making a save. Reviewed on: 15th April 2021

Automatic savings

Chip has been an excellent aid in saving for vital bills whilst the pandemic has been in effect! The way it automatically saves the right amount without you even realising has been a great help! Reviewed on: 15th April 2021

The best savings app

Chip is simply the best savings app. The automation is easily the greatest feature - just a great plug in and play aspect to the future of how to save money. Simply connect your bank account, choose a setting and a goal and you’re done! Reviewed on: 15th April 2021

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