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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Sneaky little saver

Chip is great at squirrel’ing money away for me. Chip saves money with me almost not realising. Although it has got a little more costly but the savings benefit is great. Reviewed on: 15th April 2021

Fantastic!!

I absolutely love this app, I've saved over 2k in the past year, I've managed to get myself rid of debt & treated my kids without even realising the money was getting chipped away at!! It's an utterly magical app! Reviewed on: 15th April 2021

Saving made simple

They say “watch the pennies and the pounds look after themselves”, and with Chip this feels true. The simple interface helps you get your account setup quickly, then a small amount is taken each week, enough you don’t really notice, and suddenly you’re saving £40 or £50 a month. I’ve also setup Payday Saving and this takes the money straight away, and with the great interest rate of 1.25% it’s better than sitting in my current account! Reviewed on: 15th April 2021

Hassle free saving.

Easy to use interface, keeps me up to date with savings at the touch of my phone screen. Notifications let me see what chip is up to with the option to skip saves if money is tight. Great app. Reviewed on: 15th April 2021

Innovative and fresh

I have recommends this to family and friends, there’s always some new features and new updates that helps me save money. Really impressed and by far the best savings account so far. Reviewed on: 15th April 2021

Excellent savings app

Straight forward, easy to use savings app. I had difficulty initially setting up my account and was impressed by speed and helpfulness of the support staff on the live chat. Reviewed on: 15th April 2021

Savings like magic!

I’ve been saving with Chip since 2017. I’ve put away several thousands of pounds with their automatic savings app that would have otherwise disappeared into everyday purchases. It couldn’t be easier or more rewarding and the service is great. I ❤️ Chip Reviewed on: 15th April 2021

Seamless

Cash savings made easy Helpful support Intuative calculations of savings Peach of mind Reviewed on: 15th April 2021

Helped me start saving for the first time

I’ve always been terrible at saving money, I’d always spend any spare money I have on random things. Since getting Chip I’ve managed to save spare money for the first time in my life and it builds up faster than you think! Reviewed on: 15th April 2021

Great idea, even better execution

Been a longtime user of the chip app and have had 4 different friends and family also use it. The smart auto savings take all of the worrying out of saving and doesn't leave me short at the end of the month! Not only that, but with the high interest savings accounts, usability of the app and the fantastic customer support, Chip is an absolute must have for anyone, struggling or not with making a save. Reviewed on: 15th April 2021

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