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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Automatic savings

5
Chip has been an excellent aid in saving for vital bills whilst the pandemic has been in effect! The way it automatically saves the right amount without you even realising has been a great help! Reviewed on: 15th April 2021

The best savings app

5
Chip is simply the best savings app. The automation is easily the greatest feature - just a great plug in and play aspect to the future of how to save money. Simply connect your bank account, choose a setting and a goal and you’re done! Reviewed on: 15th April 2021

Best saving app to date

5
Very easy to use straight forward and currently offering the best rate in the market ;) Reviewed on: 15th April 2021

Stealth saving

5
Saving by stealth, it’s excellent! Reviewed on: 15th April 2021

Love saving

5
A user friendly app which does the hard work for you Reviewed on: 15th April 2021

10/10

5
Fantastic idea, easy to use app and overall great experience! Reviewed on: 15th April 2021

It's made me save - for the first time ever!

5
Well there's a first for everything. I was always useless at saving but with Chip, I've managed to save up for several big purchases and ensure I have something left in the bank. It's so easy to do and you don't miss the odd bit of money going out of your bank account. The one time I've had to contact customer services, they were brilliant. Super friendly and able to solve my problem instantly. They're like my new best (rich!) friend! Reviewed on: 15th April 2021

Saving money made easier

5
As the title says they made saving money a lot easier and at your own phase! Easy to navigate app and good customer service. Reviewed on: 15th April 2021

Great way to save little and often

5
Fantastic product. Auto saves are hardly noticed but soon add up. Easy to withdraw funds when needed. Makes saving super easy. Reviewed on: 15th April 2021

Pain free saving habits made easy

5
I wouldn’t have thought I had spare cash to save, but Chip both proves me wrong then helps me do it, encouraging a little more each time. Amazing little app. Reviewed on: 15th April 2021

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