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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving App with the best bonus percentage

I love this app. I have shared this with almost all my friends and family. This app is so customizable with how you would like your savings, either automatically or manually and with the chip+ you also get bonus on top Reviewed on: 15th April 2021

The easiest way to save

I love this app. I’ve saved thousands since I started using it and without even noticing that the money is coming out of my account. Best app I’ve got. Reviewed on: 15th April 2021

Great Product

Switched from another automated savings app and haven't looked back. Better interface, better savings options and interest on savings! WINNING! Reviewed on: 15th April 2021

Sleek Savings

When the concept of automated savings came along I was instantly on board - I had tried a lot of different budgeting apps to help me figure out how much to put aside for a rainy day. But it was HARD. Then I discovered Plum - they were good but they were exclusively on Facebook Messenger which was a problem for me. They recently switched to an app but the interface could be better. I then downloaded Chip, which has been smooth sailing ever since. I love the UI and the visualisation of where I am in my savings goals as well as whether I am on track or not. I'm super excited for them to introduce their Investments product as I want to make the most out of my money with as much ease as possible. Which I can wholeheartedly back Chip on. Reviewed on: 15th April 2021

Brilliant and easy to use

I love how easy this app makes it to save every week - it keeps me disciplined and aware of my spending. Reviewed on: 15th April 2021

Perfect app to get you saving

Amazing little app that allows you to save money without thinking about it, before you know you’ll have a nice little stash set aside all by allowing the app to monitor your balance and suggesting a sum of money to regularly put into your Chip account. Professional feel to the app, excellent customer service when I’ve needed it with quick responses to questions. Instant access to money when and if you need it. Totally happy with everything so far. Well done Chip and good luck. Reviewed on: 15th April 2021

Great is an understatement

Has helped me save over £2600 without knowing and really helped me financially during these hard times. Reviewed on: 15th April 2021

Excellent savings app!

I am always surprised at how much I can actually save and the best part is that I never notice when it’s been saved as the app works everything out. You can make manual saves too and withdraw whenever you need to. I always recommend it to anyone asking about how to save money. Reviewed on: 15th April 2021

So helpful

Makes saving so easy, you barely notice. Just check in every couple of weeks and see your savings build. Has turned saving into a hobby and a pleasurable experience! Really find chip invaluable. Reviewed on: 15th April 2021

Hassle free saving with great interest

I've used chip for over 2 years now and I've found it so easy to save and withdraw. Notifications allow me to keep track and its so simple to cancel auto saves. Plus the interest rates have always been better than typical savings accounts so it's a win win. Reviewed on: 15th April 2021

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