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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great idea, great service

4
I’ve been using chip now for a few years and find it really easy to use and the savings just add up without me noticing. By far one of the best apps I’ve used in a long time. Will recommend to anyone I know. Just waiting for them to connect to co-operative bank and they’ll be 10/10! Reviewed on: 15th April 2021

Best Saving App

5
Very easy app, so user friendly. Able to control and create saving options with low and high saving options. Is progressing as an app with great interest rates and investment options. Reviewed on: 15th April 2021

So easy

5
The app is so easy to navigate. I love that you can set your savings level, and a limit so you never accidentally go into an overdraft or something. Saving has been so easy with Chip, I barely notice the money is gone, and if I'm ever in a tight spot or just want to use my savings then I can get to it very quickly and easily. Possibly my favourite bit is being able to see goals, then I can see at a glance how I'm doing in saving up for a car deposit or a holiday! Would highly reccomend this app to anyone who struggles to save money. Reviewed on: 15th April 2021

Great App. Great Customer Service

5
I've been using Chip for some time now and even when there have been technical issues the team are always on hand to keep me updated. The app is intuitive and easy to use, the customer support is great and it helps me squirrel money away without even thinking about it. A fantastic app Reviewed on: 15th April 2021

Savings without thinking about it

5
Chips as application is great.. enjoy gui and how seamless to operate! My 60 yo dad finds it easy! Reviewed on: 15th April 2021

Great to save with

5
Easy to set up and use, quick and efficient responses from their team. £1.50 isn't much to pay when you don't have to do the transfers yourself, it isn't like a massive chuck (that you notice) that comes out it genuinely I what you can afford I haven't ever been left short. You get complete control as you have the ability to stop autosaves if needs be. But, it great just to leave rolling and watching your progress. Couldn't recommend them more. Reviewed on: 15th April 2021

Already recommended

5
I’ve been using chip now for a couple of years and have recommended it to many friends & family. I love it as it helps you save for the big things without really noticing! Reviewed on: 15th April 2021

Saving without knowing youre saving

5
Saving with Chip is so easy you don’t even realise you are doing it! Chip takes care of everything so that you can reach your savings goal within your selected timeframe. You also get the feel good factor when Chip lets you know you have made a save. I’d highly recommend Chip. Reviewed on: 15th April 2021

Great help!

5
This app has helped me save money for my family’s future! Reviewed on: 15th April 2021

Fun to use and auto savings are fabulous!

5
The app is easy and simple to use also Very user friendly. Automatic savings are wonderful feature to use. You don’t even notice the money coming out of your bank account. Reviewed on: 15th April 2021

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