Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Good service

5
Very good costumer service and easy to use. Good bank service with a nice saving account Reviewed on: 15th April 2021

Exciting app for easy saving !

4
A simple product and an ambitious team. Thanks to Chip ive saved plenty to spend on post lockdown fun! Excited to hear more about their new feature! Reviewed on: 15th April 2021

Great idea, great service

4
I’ve been using chip now for a few years and find it really easy to use and the savings just add up without me noticing. By far one of the best apps I’ve used in a long time. Will recommend to anyone I know. Just waiting for them to connect to co-operative bank and they’ll be 10/10! Reviewed on: 15th April 2021

Best Saving App

5
Very easy app, so user friendly. Able to control and create saving options with low and high saving options. Is progressing as an app with great interest rates and investment options. Reviewed on: 15th April 2021

So easy

5
The app is so easy to navigate. I love that you can set your savings level, and a limit so you never accidentally go into an overdraft or something. Saving has been so easy with Chip, I barely notice the money is gone, and if I'm ever in a tight spot or just want to use my savings then I can get to it very quickly and easily. Possibly my favourite bit is being able to see goals, then I can see at a glance how I'm doing in saving up for a car deposit or a holiday! Would highly reccomend this app to anyone who struggles to save money. Reviewed on: 15th April 2021

Great App. Great Customer Service

5
I've been using Chip for some time now and even when there have been technical issues the team are always on hand to keep me updated. The app is intuitive and easy to use, the customer support is great and it helps me squirrel money away without even thinking about it. A fantastic app Reviewed on: 15th April 2021

Savings without thinking about it

5
Chips as application is great.. enjoy gui and how seamless to operate! My 60 yo dad finds it easy! Reviewed on: 15th April 2021

Great to save with

5
Easy to set up and use, quick and efficient responses from their team. £1.50 isn't much to pay when you don't have to do the transfers yourself, it isn't like a massive chuck (that you notice) that comes out it genuinely I what you can afford I haven't ever been left short. You get complete control as you have the ability to stop autosaves if needs be. But, it great just to leave rolling and watching your progress. Couldn't recommend them more. Reviewed on: 15th April 2021

Already recommended

5
I’ve been using chip now for a couple of years and have recommended it to many friends & family. I love it as it helps you save for the big things without really noticing! Reviewed on: 15th April 2021

Saving without knowing youre saving

5
Saving with Chip is so easy you don’t even realise you are doing it! Chip takes care of everything so that you can reach your savings goal within your selected timeframe. You also get the feel good factor when Chip lets you know you have made a save. I’d highly recommend Chip. Reviewed on: 15th April 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products