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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great help!

This app has helped me save money for my family’s future! Reviewed on: 15th April 2021

Fun to use and auto savings are fabulous!

The app is easy and simple to use also Very user friendly. Automatic savings are wonderful feature to use. You don’t even notice the money coming out of your bank account. Reviewed on: 15th April 2021

Best interest and customer service.

After joining chip and downloading the app, I invited my daughter to be my plus one. I knew I had to recommend this savings account to her for the fantastic interest rate and the all round excellent customer service. I would highly recommend chip to all investors. Reviewed on: 15th April 2021

Best saving rate I have found in 2021!

Easy to use app Fantastic interest rate- better than the competition Reviewed on: 15th April 2021

Great Savings App

Best savings account I have used as I am effortlessly saving without even knowing it as Chip automatically saves for you. You can set goals and get excited when you're getting closer to your goals that Chip helps you set up! Great rates too! Thanks Chip! Reviewed on: 15th April 2021

The best savings secret (that I tell everyone about)

I've been using chip+1 to help save and I still can't get over the 1.25% interest rate. As someone in my late twenties, paying rent in London, it feels impossible to save but this rate and the autosaving feature has been really helpful to save a little and often. I honestly tell a lot of my friends in similar situations about Chip and their response is usually "what's the catch"? It's just a brilliant tool to help save for the future. Reviewed on: 15th April 2021

Simple, Easy, Effective

Having always struggled to save money in the past, being able to automatically save makes me save an affordable amount on a regular basis.....while offering a great interest rate too! Reviewed on: 15th April 2021

Fairly new to it and it seems great

Very easy to sign up and get started. Easy to use and clear how to set up different options etc.. So far pretty impressed. Reviewed on: 15th April 2021

Almost perfect!

If it wasn’t for Chip, I wouldn’t have been able to save anywhere near as much as I have. The algorithms they use are very intelligent and I never notice the savings coming out, but the pot quickly builds up. The app is very intuitive to use but with a few tweaks to give you more savings flexibility, it would be perfect. Reviewed on: 15th April 2021

Outstanding and trustworthy

Chip is great at keeping me updated on savings and future plans Reviewed on: 15th April 2021

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