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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless saving

Chip has made saving much easier than I could have ever imagined. I’ve even managed to get my partner using Chip and 3 other friends. I just let it use it’s AI to save every month and it’s great. Reviewed on: 15th April 2021

Better than the rest

I've been with Chip for quite while. I don't have a lot that I'm able to save but what Chip has helped me save, I've been able to purchase a new washing machine and also save the money I didn't realise I could to move home. I have tried a few others saving apps but Chip has proven to be the is the best for me Reviewed on: 15th April 2021

Fab

Great and clever way to save. I don't even notice the small amounts leaving my account but I sure notice the savings. Reviewed on: 15th April 2021

Easiest way to save money

Simple and efficient way of saving money. You can adjust the amount you save each month. Save money without even realising. Has a clear way of showing your goals Reviewed on: 15th April 2021

Great app

It's allows me to save without even thinking, love this! Reviewed on: 15th April 2021

Chip , helping me reach my goals

I love Chip! Its just there in the background slowing making small savings for me that really add up. At first I just started it with no purchase goal in sight, and now with nearly £2,000 in my account I'm excited to see where i can get to. The app is very easy, I trust the service and I like the flexibility I have. I'm really happy I found out about it Reviewed on: 15th April 2021

A savings revelation..

I signed up to Chip a couple of years ago, and I've never looked back. It's so easy to set up, and you really do save money without noticing, it's so clever the way it calculates the precise amount to be taken from your account. If you want to change the frequency or level of saving, you can do so with the click of a button. I've recently signed up to their chip +1 account which has an amazing interest rate, better than anything the high street banks are offering. I've recently got my boyfriend to sign up too, and he loves it just as much as me! Reviewed on: 15th April 2021

So easy!

I love this app! I barely notice the amounts I’m saving and it’s great that it’s such easy access! Great customer service too, there’s a chat available within the app itself and you don’t have to wait long for a reply. I’ve asked some stupid questions in the past but have always had great responses. Get it! Reviewed on: 15th April 2021

Good savings rate

Best savings rate at the moment, very easy, only annoying thing is having to link your bank account every so often. Reviewed on: 15th April 2021

Absolutely brilliant

I've been using chip since December and I've already saved £1.4k! Love how easy it is and already recommended it to 3 of my friends Reviewed on: 15th April 2021

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