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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Fab

Great and clever way to save. I don't even notice the small amounts leaving my account but I sure notice the savings. Reviewed on: 15th April 2021

Easiest way to save money

Simple and efficient way of saving money. You can adjust the amount you save each month. Save money without even realising. Has a clear way of showing your goals Reviewed on: 15th April 2021

Great app

It's allows me to save without even thinking, love this! Reviewed on: 15th April 2021

Chip , helping me reach my goals

I love Chip! Its just there in the background slowing making small savings for me that really add up. At first I just started it with no purchase goal in sight, and now with nearly £2,000 in my account I'm excited to see where i can get to. The app is very easy, I trust the service and I like the flexibility I have. I'm really happy I found out about it Reviewed on: 15th April 2021

A savings revelation..

I signed up to Chip a couple of years ago, and I've never looked back. It's so easy to set up, and you really do save money without noticing, it's so clever the way it calculates the precise amount to be taken from your account. If you want to change the frequency or level of saving, you can do so with the click of a button. I've recently signed up to their chip +1 account which has an amazing interest rate, better than anything the high street banks are offering. I've recently got my boyfriend to sign up too, and he loves it just as much as me! Reviewed on: 15th April 2021

So easy!

I love this app! I barely notice the amounts I’m saving and it’s great that it’s such easy access! Great customer service too, there’s a chat available within the app itself and you don’t have to wait long for a reply. I’ve asked some stupid questions in the past but have always had great responses. Get it! Reviewed on: 15th April 2021

Good savings rate

Best savings rate at the moment, very easy, only annoying thing is having to link your bank account every so often. Reviewed on: 15th April 2021

Absolutely brilliant

I've been using chip since December and I've already saved £1.4k! Love how easy it is and already recommended it to 3 of my friends Reviewed on: 15th April 2021

How chip has helped me

Chip has been my bestfriend since December. I’m the sort of person that doesn’t like to put money away but setting goals and chip randomly taking money out without me noticing has been an absolute success. I have put away nearly £600 for doing nothing. This will help me in so many ways. Chip is now my forever best friend Reviewed on: 15th April 2021

Excellent for saving

The app is super easy to use and i love how it automatically makes saves for me. Customer service is great too. Reviewed on: 15th April 2021

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