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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

How chip has helped me

Chip has been my bestfriend since December. I’m the sort of person that doesn’t like to put money away but setting goals and chip randomly taking money out without me noticing has been an absolute success. I have put away nearly £600 for doing nothing. This will help me in so many ways. Chip is now my forever best friend Reviewed on: 15th April 2021

Excellent for saving

The app is super easy to use and i love how it automatically makes saves for me. Customer service is great too. Reviewed on: 15th April 2021

So much better than I thought.

I knew it would be beneficial so have this savings app, but I didn’t realise how much. The money builds up so much quicker-I’m so glad I found Chip! Reviewed on: 15th April 2021

Unnoticeable Savings long term

The Chip concept has allowed me to save a significant amount of money (above my standard savings targets) without noticing any change to my current account at the end of the month. The interest rate on the +1 account is the best available and I intend on letting chip do its magic for as long as possible. Reviewed on: 15th April 2021

The easiest way to save!

I have been using the Chip app for a little over 12 months and I have managed to save and buy things I would never have been able to without the app, I don’t notice the small amounts going out every 4 days and it build up. Great control through the app and excellent customer service. Totally believe in this brand so much so I invested as a shareholder! Reviewed on: 15th April 2021

Love it!

Since the past strange couple of years, i’ve been looking for a great saving app. I came across chip last year and I have stuck by it and also referred my partner to it as well. I love the layout and all of the features... I am a visually impaired user of the app and I have no problems with it. Love it. Reviewed on: 15th April 2021

Save without knowing

I love how you can set automatic saving and if you want to lower or increase the amount you can do that too! My friend showed me the app and that's why I tried it. I have a savings account already at my bank but this app offers a better deal especially if your friend invites you. I highly recommend it. I love all the functions! Reviewed on: 15th April 2021

Saving made very easy!

Best saving app. Does all the hard work for you. I don’t see the money going out of my account and before you know it ive saved enough for a treat for myself. Reviewed on: 15th April 2021

Recommend to all

Very responsive, helpful and great to save without noticing Reviewed on: 15th April 2021

Easy to use and great app

So easy to sign up and such a great way to save as you go! Reviewed on: 15th April 2021

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