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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use, slick interface

Had no problems with the app at all, very easy to use and to make saves. Save streak is a great incentive to keep saving and not withdrawing. Really enjoy the interface and how it makes saving engaging. Reviewed on: 15th April 2021

Simple Savings App

Great App with great customer service. It offers competitive interest rates at 1.25% on Balance up to £2,000, better than what the High Street Banks are offering! It also offers the functionality of auto saving to help those who struggles to save. *Thumbs up* Reviewed on: 15th April 2021

Surprisingly useful

I was sceptical about using the service, but the experience has been great. Great communication and easy to use app. I would definitely recommend it to friends and family. Reviewed on: 15th April 2021

Something different.

Chip gives me a different way of locking at my money compared to high street savings. Reviewed on: 15th April 2021

Amazing technology accessible for everyone

The chip app is very easy to use and gives access to financial instruments usually not accessible by everyday users. Great company! Reviewed on: 15th April 2021

Great App

Chip is incredibly useful in creating a rainy day fund that is easy to access and easy to build! You can save for certain trips and it’s easy to track. I only wish that it was easier to access the interest building savings account. Reviewed on: 15th April 2021

So easy

It’s been a fantastic way to save without realising. The only thing is sometimes it doesn’t calculate properly as far as I’m aware. Even when you change the savings level. But everything about the app has been so easy to use and I’ve save so much that I wouldn’t have been able to do by myself Reviewed on: 15th April 2021

Hassle-free saving better than a bank!

Using Chip makes it incredibly easy to save, choosing how much (if any) to automatically put away. The introduction of new accounts just makes it even better as I now get better savings rates than with my bank! Reviewed on: 15th April 2021

Great service, easy to use

Great way to save a little that builds to a lot! Easy to use and great interest rates! Reviewed on: 15th April 2021

Easy, safe, effortless

It's like It's a secret squirrel savings account. It even looks cool. Money gets gently swept aside whenever I want it to be....and my savings pot just grows and grows. Particularly like Payday Putaway and the ability to skip a save really easily. And withdrawing is quick and efficient. All in all...highly recommended. Reviewed on: 15th April 2021

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