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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Surprisingly useful

I was sceptical about using the service, but the experience has been great. Great communication and easy to use app. I would definitely recommend it to friends and family. Reviewed on: 15th April 2021

Something different.

Chip gives me a different way of locking at my money compared to high street savings. Reviewed on: 15th April 2021

Amazing technology accessible for everyone

The chip app is very easy to use and gives access to financial instruments usually not accessible by everyday users. Great company! Reviewed on: 15th April 2021

Great App

Chip is incredibly useful in creating a rainy day fund that is easy to access and easy to build! You can save for certain trips and it’s easy to track. I only wish that it was easier to access the interest building savings account. Reviewed on: 15th April 2021

So easy

It’s been a fantastic way to save without realising. The only thing is sometimes it doesn’t calculate properly as far as I’m aware. Even when you change the savings level. But everything about the app has been so easy to use and I’ve save so much that I wouldn’t have been able to do by myself Reviewed on: 15th April 2021

Hassle-free saving better than a bank!

Using Chip makes it incredibly easy to save, choosing how much (if any) to automatically put away. The introduction of new accounts just makes it even better as I now get better savings rates than with my bank! Reviewed on: 15th April 2021

Great service, easy to use

Great way to save a little that builds to a lot! Easy to use and great interest rates! Reviewed on: 15th April 2021

Easy, safe, effortless

It's like It's a secret squirrel savings account. It even looks cool. Money gets gently swept aside whenever I want it to be....and my savings pot just grows and grows. Particularly like Payday Putaway and the ability to skip a save really easily. And withdrawing is quick and efficient. All in all...highly recommended. Reviewed on: 15th April 2021

Great interest but complicated app

The app gets a bit over crowded with features and it’s difficult to know what to do. But once sorted the interest rate can be great. Reviewed on: 15th April 2021

never saved successfully before Chip

I had never managed to save before getting Chip. I’d always find an excuse to spend. Since I opened my account a few years ago, I’ve successfully saved more than £2,000 and I’m putting it towards our wedding next year. Honestly couldn’t have done it without this app. It’s genius. Reviewed on: 15th April 2021

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