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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great interest but complicated app

The app gets a bit over crowded with features and it’s difficult to know what to do. But once sorted the interest rate can be great. Reviewed on: 15th April 2021

never saved successfully before Chip

I had never managed to save before getting Chip. I’d always find an excuse to spend. Since I opened my account a few years ago, I’ve successfully saved more than £2,000 and I’m putting it towards our wedding next year. Honestly couldn’t have done it without this app. It’s genius. Reviewed on: 15th April 2021

Savings!

I couldn't believe how much you can save while spending! Reviewed on: 15th April 2021

Best decision Ever.

So I heard about Chip on Instagram. After doing a bit of research I immediately signed up and passed on details of the app to my contacts. So far it has been the best move I have made this year. I have always had a problem with saving, I am very much a spender and not a saver but ever since I downloaded the app and got connected with the AI provided, money is being saved for me without the hassle of my having to calculate what to save or how much to save. I just love it and would recommend this saving app to anyone and everyone that cares to listen. I look forward to attaining my saving goals In record time. Reviewed on: 14th April 2021

Easiest way to save money

I began saving in April 2020, set up the pay day deposit and everything. By August I’d saved over £1000 and it was a huge help for decorating my new house. I don’t need to think about it when I’m saving, just make some goals and they do the rest and it’s amazing seeing them come into action. I have since got my boyfriend on the app and he is loving how easy it it as well. Reviewed on: 14th April 2021

Amazing app

Easy to set up and let chip save for you. Reviewed on: 14th April 2021

Best saving app in the country

Chip sign up is easy. The value proposition is clear. Let its AI access your account and make tiny savings on your behalf. These automated savings can be assessed quickly and paid into your account in minutes. The app is easy and great to use and not to mention a business that really loves it community. Gives first dibs to invest in the business before the public. Great savings app. Great team. Great investors Reviewed on: 13th April 2021

Great savings app

Love this app. So easy to understand and great interest rate if referred. Reviewed on: 13th April 2021

Wonderful App

I love this App have saved without even noticing- brilliant and I’m always in control. Customer service is impeccable thank you Reviewed on: 13th April 2021

Must have app!

For a saver like me, this app is absolutely perfect! With an excellent customer service, I am saving more since I have it because it helps me to manage my finances :) Reviewed on: 13th April 2021

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