Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Useful

Useful for saving money easily without realising Reviewed on: 13th April 2021

Help you save without thinking about it

Chip auto save is one of the best things ever! Help me save without thinking about it and always surprises me when I go there and see how much I have Reviewed on: 13th April 2021

WORST IN CHAT

SERVICE IS SLOW IN RESPONSE AND AGENTS NOT GOOD Reviewed on: 13th April 2021

Made a saver out of me!

January 1st 2020 - no idea of the chaos that year would bring but I was determined to change how I managed my money. After seeing a couple of online mentions of this new company Chip, I decided to sign up. The whole thing has been so easy and although I'm in complete control the whole time with the level I want to save at and the option to easily make a withdrawal if necessary, it has taught me how to change my habits and become a saver. It's funny to say, but the notifications I get every 4 days to say I've automatically saved that bit more, spurs me on no end. FABULOUS app and product!! Reviewed on: 13th April 2021

Save without realising

Chip has helped me to save over £5000 without even realising it. I was able to graduate uni and had the money to buy a car without having to massively change my lifestyle because of the way it saves. There have been frustrating and worrying moments when the app has been inaccessible, but they’re good at communicating the problem with you over email and social media. Will continue to use for a long time, and currently using to save for a deposit. Reviewed on: 13th April 2021

Saved more than ever thanks to Chip

I have managed to save more than ever due to the AI available using Chip Reviewed on: 12th April 2021

Money I never knew I had!

Have you ever noticed how easy it is to spend money! Well, chip takes that and flips it so it’s that easy to save money...maybe easier as it’s a passive process...just sit back and occasionally check your balance! Reviewed on: 12th April 2021

The magic shaving app

This app, continues to surprise me the set it and forget it functionality is great and the upcoming features look super promising Reviewed on: 12th April 2021

Excellent app

Helps me put a little bit away each time Reviewed on: 12th April 2021

Amazing, never saved like this before

I used to try to work out savings myself, and failed quite a lot of the time. The Chip app however takes away the middle man of my poor organisation and helps me to save my money. I'm amazed at how much I am able to save, rainy days are starting to look a lot better! Reviewed on: 12th April 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance app
from Snoop 4.75 from 11130 reviews
Cashback account
from Cheddar 4.65 from 1686 reviews
Money Transfer
from TransferGo 3.73 from 167 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub