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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

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Chip Savings App reviews (18461)

WORST IN CHAT

SERVICE IS SLOW IN RESPONSE AND AGENTS NOT GOOD Reviewed on: 13th April 2021

Made a saver out of me!

January 1st 2020 - no idea of the chaos that year would bring but I was determined to change how I managed my money. After seeing a couple of online mentions of this new company Chip, I decided to sign up. The whole thing has been so easy and although I'm in complete control the whole time with the level I want to save at and the option to easily make a withdrawal if necessary, it has taught me how to change my habits and become a saver. It's funny to say, but the notifications I get every 4 days to say I've automatically saved that bit more, spurs me on no end. FABULOUS app and product!! Reviewed on: 13th April 2021

Save without realising

Chip has helped me to save over £5000 without even realising it. I was able to graduate uni and had the money to buy a car without having to massively change my lifestyle because of the way it saves. There have been frustrating and worrying moments when the app has been inaccessible, but they’re good at communicating the problem with you over email and social media. Will continue to use for a long time, and currently using to save for a deposit. Reviewed on: 13th April 2021

Saved more than ever thanks to Chip

I have managed to save more than ever due to the AI available using Chip Reviewed on: 12th April 2021

Money I never knew I had!

Have you ever noticed how easy it is to spend money! Well, chip takes that and flips it so it’s that easy to save money...maybe easier as it’s a passive process...just sit back and occasionally check your balance! Reviewed on: 12th April 2021

The magic shaving app

This app, continues to surprise me the set it and forget it functionality is great and the upcoming features look super promising Reviewed on: 12th April 2021

Excellent app

Helps me put a little bit away each time Reviewed on: 12th April 2021

Amazing, never saved like this before

I used to try to work out savings myself, and failed quite a lot of the time. The Chip app however takes away the middle man of my poor organisation and helps me to save my money. I'm amazed at how much I am able to save, rainy days are starting to look a lot better! Reviewed on: 12th April 2021

Saving made truly easy and rewarding

This app has revolutionised how I save, set up and forget and it automatically calculates the optimal amount to affordably save, amazing, plus it offers 1.25% interest on blanches up to £10K which in this day and age is spectacular. Reviewed on: 12th April 2021

Saving reinvented for good

A joy to use and market-leading returns. Great customer service. Reviewed on: 10th April 2021

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