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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving made truly easy and rewarding

This app has revolutionised how I save, set up and forget and it automatically calculates the optimal amount to affordably save, amazing, plus it offers 1.25% interest on blanches up to £10K which in this day and age is spectacular. Reviewed on: 12th April 2021

Saving reinvented for good

A joy to use and market-leading returns. Great customer service. Reviewed on: 10th April 2021

Super innovative approach to banking

The app is really easy to use and you get a great rate of interest with easy access to your money. I would definitely recommend this to others Reviewed on: 9th April 2021

Excellent saveing tool

Excellent Saveing tool , helps me plan. Reviewed on: 8th April 2021

Helps saving

Useful to have as it creates a saving habit. Reviewed on: 8th April 2021

Such an easy saving tool

Chip paid for christmas last year without me trying. It's effortless saving which I would never do otherwise. the recently launched saving bonus is better than any other market rate and for us is the best place to save at the moment. Its an easy completely effortless platform. I thoroughly recommend it. Reviewed on: 8th April 2021

Best savings app

Found the app easy to use and link and a good rate too. Reviewed on: 8th April 2021

Strange non-bank

1 Attract punters with great rates by burning VC cash. 2 End interest after 1st wave signed up. 3 Attract new punters with great rates paid from gullible investors and fees for lame 'auto-saving algorithm' found free elsewhere. 4 Try to generate real income from selling investments. Will it work? Ever changing biz plan and unimpressive pitches from founders don't inspire confidence, but who knows. Reviewed on: 7th April 2021

Easy way to save

This app is an easy way to put money aside and pays excellent interest given the current circumstances of low returns on savings. You don't really notice it going out of your account. It seems a really modern and easy way to save. Reviewed on: 7th April 2021

Fun & Easy

Fun & Easy are very rarely words associated with banking & finance but they definitely apply to Chip! It is a really intinuitive & great-looking app & makes saving so easy. The team are on-hand to deal with queries. It feels very different to your usual faceless large institutional banks And a fab saving percentage! Great! X Reviewed on: 6th April 2021

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