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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Super innovative approach to banking

The app is really easy to use and you get a great rate of interest with easy access to your money. I would definitely recommend this to others Reviewed on: 9th April 2021

Excellent saveing tool

Excellent Saveing tool , helps me plan. Reviewed on: 8th April 2021

Helps saving

Useful to have as it creates a saving habit. Reviewed on: 8th April 2021

Such an easy saving tool

Chip paid for christmas last year without me trying. It's effortless saving which I would never do otherwise. the recently launched saving bonus is better than any other market rate and for us is the best place to save at the moment. Its an easy completely effortless platform. I thoroughly recommend it. Reviewed on: 8th April 2021

Best savings app

Found the app easy to use and link and a good rate too. Reviewed on: 8th April 2021

Strange non-bank

1 Attract punters with great rates by burning VC cash. 2 End interest after 1st wave signed up. 3 Attract new punters with great rates paid from gullible investors and fees for lame 'auto-saving algorithm' found free elsewhere. 4 Try to generate real income from selling investments. Will it work? Ever changing biz plan and unimpressive pitches from founders don't inspire confidence, but who knows. Reviewed on: 7th April 2021

Easy way to save

This app is an easy way to put money aside and pays excellent interest given the current circumstances of low returns on savings. You don't really notice it going out of your account. It seems a really modern and easy way to save. Reviewed on: 7th April 2021

Fun & Easy

Fun & Easy are very rarely words associated with banking & finance but they definitely apply to Chip! It is a really intinuitive & great-looking app & makes saving so easy. The team are on-hand to deal with queries. It feels very different to your usual faceless large institutional banks And a fab saving percentage! Great! X Reviewed on: 6th April 2021

it works

you put away cash while hardly noticing Reviewed on: 5th April 2021

Great app

Well designed app UI, friendly customer service and great way to kick off and keep savings Reviewed on: 3rd April 2021

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