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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Hassle-free Saving

4
App-based auto saving product that is flexible and has several helpful features. Good rate @ 1.25% up to £10,000 savings. Reviewed on: 2nd April 2021

Best Interest rates ever

5
Love it great company. Interest rates are the best ever Reviewed on: 2nd April 2021

Saving money has never been easier

5
Great little savings app. I've saved so much in just the short time that I have been using and now feel that saving for a house deposit has just become achievable Reviewed on: 2nd April 2021

Simple way to make money without hustle finaly

5
It’s so simple yet so thought out u can see efforts are put into this. App helping people who are new to this this is the way to do it I tell you Reviewed on: 2nd April 2021

Easy & Competitive

5
Great app functionalities, very easy to save money almost without noticing and best interest rates in the market. Reviewed on: 1st April 2021

Very useful

5
I saved lots with this app. Good app to save money and banking service offers 1.25% interest. Reviewed on: 31st March 2021

Simple and effective

5
It cuts out all the red tap in making effective savings at a good rate of return. Reviewed on: 31st March 2021

A financial provider that makes you earn a bit from your savings

4
They are doing what no other bank is doing - offering slightly better financial rewards for keeping your savings with them! Reviewed on: 31st March 2021

A more intelligent way to save

5
Regardless of how much you're able to save, Chip is such a useful and accessible way to do it. I've managed to save £1K through the smaller autosaves alone in a year and the recent introduction of the 1.25% interest rate is infinitely better than my main bank account's rate. There's flexibility too, so if you're not in a position to make an autosave, you can simply cancel it. Reviewed on: 31st March 2021

Easy savings solution

5
If you are a lazy saver like me, then Chip makes it easy to save and forget that your have money is safely growing out of site! Reviewed on: 31st March 2021

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