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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A more intelligent way to save

Regardless of how much you're able to save, Chip is such a useful and accessible way to do it. I've managed to save £1K through the smaller autosaves alone in a year and the recent introduction of the 1.25% interest rate is infinitely better than my main bank account's rate. There's flexibility too, so if you're not in a position to make an autosave, you can simply cancel it. Reviewed on: 31st March 2021

Easy savings solution

If you are a lazy saver like me, then Chip makes it easy to save and forget that your have money is safely growing out of site! Reviewed on: 31st March 2021

Great interest rates - easy access

In a time where most slash interest rates, it's good to see an easy access account with good returns. Reviewed on: 31st March 2021

Chip

It’s a chip off the old block !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 31st March 2021

Very Easy To Sign UP

Signing up to the app was very easy.Interest rate of 1.25% with easy access is way above anything else currently on the market.Sign up via the Martin Lewis Moneysavingexpert site for an extra bonus. Reviewed on: 30th March 2021

Easy, quick, best interest rate by far

Fast and smooth experience downloading, installing and using the app to transfer money from my bank account into my savings account Reviewed on: 30th March 2021

The best savings app

The chip app has helped me save for the things that I want without struggling or thinking about it. Really great app and would recommend it to anyone. Reviewed on: 30th March 2021

Brilliant

Everyone should have this little gem Reviewed on: 30th March 2021

Great company

I love chip, I have saved so much money and I don’t even notice that it is coming from my account! I would never managed to save so much money if I was trying to do it myself Reviewed on: 30th March 2021

Effortless Saving

Without this app my bank balance would zero. With this app, my bank blame is still near zero but I've got a couple of thousand pounds in savings! I absolutely would not have saved this money had I not been liked into Chip.. Reviewed on: 29th March 2021

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