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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great interest rates - easy access

5
In a time where most slash interest rates, it's good to see an easy access account with good returns. Reviewed on: 31st March 2021

Chip

5
It’s a chip off the old block !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 31st March 2021

Very Easy To Sign UP

5
Signing up to the app was very easy.Interest rate of 1.25% with easy access is way above anything else currently on the market.Sign up via the Martin Lewis Moneysavingexpert site for an extra bonus. Reviewed on: 30th March 2021

Easy, quick, best interest rate by far

5
Fast and smooth experience downloading, installing and using the app to transfer money from my bank account into my savings account Reviewed on: 30th March 2021

The best savings app

5
The chip app has helped me save for the things that I want without struggling or thinking about it. Really great app and would recommend it to anyone. Reviewed on: 30th March 2021

Brilliant

5
Everyone should have this little gem Reviewed on: 30th March 2021

Great company

5
I love chip, I have saved so much money and I don’t even notice that it is coming from my account! I would never managed to save so much money if I was trying to do it myself Reviewed on: 30th March 2021

Effortless Saving

5
Without this app my bank balance would zero. With this app, my bank blame is still near zero but I've got a couple of thousand pounds in savings! I absolutely would not have saved this money had I not been liked into Chip.. Reviewed on: 29th March 2021

1,25% Auto Save

5
Wow, 125 times what I was getting as my current account defaulted to 0.01%; who is ripping wo off! Also £25 bonus, easy App to use and invite to become a Hip Chip Monk! Reviewed on: 29th March 2021

Makes saving so easy.

4
Never been able to save regularly before. Life too hectic but recently loss in my personal life means having savings is essential. Reviewed on: 29th March 2021

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