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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Really easy for saving

5
Great interest rate and investments coming soon, cant wait Reviewed on: 29th March 2021

Chip is amazing

5
Painless saving app. Highly recommended. Reviewed on: 29th March 2021

Super easy. Greatest way to save

5
10/10 design and ease of use. Best method of saving ive ever had Reviewed on: 29th March 2021

Easy "set and forget" savings

5
So easy to set up and I don't have to think about it. Whenever I check the balance it's a nice surprise how much i have saved. Reviewed on: 29th March 2021

Chip

5
Helping me save, now I don’t have to stress about hiding money for a rainy day Reviewed on: 29th March 2021

Easy to use and the best rates

5
Chip is such a simple app, easy to use and identifies and helps you make savings effortlessly. It’s great to see my savings stack up without having to think about it and they offer the best rates at the moment. Win win! Reviewed on: 29th March 2021

Brilliant, usable and easy

5
Chip is a really good app that you are in full control of. It is safe, withdrawals are always on time. Plus 1.25% where else is doing that?? Reviewed on: 29th March 2021

Very easy and effective to use

5
Chip makes saving easy and effortless. I like how all your account information is right at your fingertips. Reviewed on: 29th March 2021

User friendly

5
The app is extremely easy to use and navigate. It helped me split savings into different goals and realise what is important to me Reviewed on: 29th March 2021

Easier than spending money

5
Often, spending is easer than savings, this time, saving was easier than spending, all my family are now on this, and I have a savings pot that earns actual interest - unlike my bank which give no real incentive to save. Reviewed on: 29th March 2021

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