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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
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AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

really simple to use and good for savers

5
Was recommended by Martin`s Money Savers and its a winner as you are kept well informed and it does everything for you with no hassle or stress. Its like having a best friend and is great for saving for that holiday in the future. Reviewed on: 29th March 2021

Helped me to save

5
I’ve never been able to save, would try and put something away for a rainy day, but then use it for something else! With chip they take small affordable amounts that I don’t miss, since opening I’ve saved thousands as I don’t touch it as I haven’t missed it! It’s true wat they say look after the penny’s and the pounds will look after themselves. Thank you chip xx Reviewed on: 29th March 2021

Great for saving

4
Chip helps you save and now can get some interest on your savings Reviewed on: 29th March 2021

It has massively improved my saving behaviour

5
Chip has made it so much easier for me to build up my savings. Not only that, but now I'm not tempted to dip in to my savings throughout the month either! Reviewed on: 29th March 2021

Easy to use

4
Excellently easy to use, and the customer service is brilliant Reviewed on: 29th March 2021

Easy Savings

5
I've been using them for a long time now and it's good to know that I've always got a pot to dip into if I have a repair bill, a bigger-than-normal gift to buy or extra holiday cash. Reviewed on: 29th March 2021

Best savings

5
Easy and simple what more could you ask Reviewed on: 29th March 2021

Fantastic, easy way to save.

5
Chip does all the work for you, deciding how much you can afford to save. Reviewed on: 29th March 2021

save with out knowing it

4
great way of putting a bit of money away for that rainy day Reviewed on: 29th March 2021

Simple saving up with great interest rates

5
Only signed up to Chip recently but i'm already in love with the app. It makes savings simple, allowing you to very quickly adjust how much you want to be saving and all of this is done from a very user-friendly mobile app. Above market interest rate for balances up to £10,000 is also great to see in the current world. Reviewed on: 29th March 2021

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