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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

User friendly

The app is extremely easy to use and navigate. It helped me split savings into different goals and realise what is important to me Reviewed on: 29th March 2021

Easier than spending money

Often, spending is easer than savings, this time, saving was easier than spending, all my family are now on this, and I have a savings pot that earns actual interest - unlike my bank which give no real incentive to save. Reviewed on: 29th March 2021

really simple to use and good for savers

Was recommended by Martin`s Money Savers and its a winner as you are kept well informed and it does everything for you with no hassle or stress. Its like having a best friend and is great for saving for that holiday in the future. Reviewed on: 29th March 2021

Helped me to save

I’ve never been able to save, would try and put something away for a rainy day, but then use it for something else! With chip they take small affordable amounts that I don’t miss, since opening I’ve saved thousands as I don’t touch it as I haven’t missed it! It’s true wat they say look after the penny’s and the pounds will look after themselves. Thank you chip xx Reviewed on: 29th March 2021

Great for saving

Chip helps you save and now can get some interest on your savings Reviewed on: 29th March 2021

It has massively improved my saving behaviour

Chip has made it so much easier for me to build up my savings. Not only that, but now I'm not tempted to dip in to my savings throughout the month either! Reviewed on: 29th March 2021

Easy to use

Excellently easy to use, and the customer service is brilliant Reviewed on: 29th March 2021

Easy Savings

I've been using them for a long time now and it's good to know that I've always got a pot to dip into if I have a repair bill, a bigger-than-normal gift to buy or extra holiday cash. Reviewed on: 29th March 2021

Best savings

Easy and simple what more could you ask Reviewed on: 29th March 2021

Fantastic, easy way to save.

Chip does all the work for you, deciding how much you can afford to save. Reviewed on: 29th March 2021

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