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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

save with out knowing it

great way of putting a bit of money away for that rainy day Reviewed on: 29th March 2021

Simple saving up with great interest rates

Only signed up to Chip recently but i'm already in love with the app. It makes savings simple, allowing you to very quickly adjust how much you want to be saving and all of this is done from a very user-friendly mobile app. Above market interest rate for balances up to £10,000 is also great to see in the current world. Reviewed on: 29th March 2021

Would not be able to save without it

For the first time in my life, I actually have savings! Chip makes it so easy by calculating what I can afford to save and taking it from my bank account before I have the opportunity to waste it. I honestly think chip is suitable for all savers Reviewed on: 29th March 2021

Brilliant - save without noticing

Great app. I've saved thousands of pounds since joining without even thinking about it. The app does all the hard work and is very intuitive. Developments coming are also looking exciting such as the investment opportunities. Reviewed on: 29th March 2021

Modern, easy to use, convenient

I think we have all reached the stage where we want to be able to access our money straight through our phone without the need to go into a bank. chip does exactly that by being very user friendly, the app is easy to understand and has a lot of useful features. I think they are a progressive company and am very much looking forward to seeing them take on the world of investments and shares in the near future. I am now using this as my main savings app and have ditched my old fashioned traditional bank who were only offering me 0.2% interest on my savings. Reviewed on: 29th March 2021

Best interest out there at the moment

Wanted to find a savings account with the best interest possible. Chip supplied that Reviewed on: 29th March 2021

So easy to save

I can set and forget and just keep on saving - lots of new features Chip are launching soon that i am very excited about too! Reviewed on: 29th March 2021

Crushing the market

Easy, seamless app with great interest rates Reviewed on: 29th March 2021

Satisfaction guaranteed

Since starting with Chip I have saved more money and have been rewarded in doing so. Highly recommended for anyone at any age Reviewed on: 29th March 2021

Chip changed my life!

I was always terrible with money but since I’ve started using Chip I’m the complete opposite. It has really driven me to save more and more and look towards my goals rather than being overwhelmed by them. The recent savings cap increase has made me close all other savings accounts and move all my money to Chip. I can’t wait for their investment platform opening soon! Reviewed on: 29th March 2021

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