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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great for savings!

My monthly savings have increased dramatically. All helping towards me buying my first house! Reviewed on: 29th March 2021

I have recommended this to all of my friends

This is so easy, exciting and modern. On top of that there is a great reward rate. The app is fun and simple too. I love it and so do my friends. Reviewed on: 29th March 2021

Simple saving app

Excellent simple app content & operation Reviewed on: 29th March 2021

Best savings rate

1.5% interest on your savings. Better than any UK bank. Reviewed on: 29th March 2021

Easy to use and good interest return

Easy to use and good interest return Reviewed on: 29th March 2021

Simple and powerful

A great app for a simple saving approach powered by great tech and offering amazing savings rates and soon to launch investment options Reviewed on: 29th March 2021

So easy

I'm saving without even knowing. Chip are transferring affordable amounts from my current account to my savings account on a regular basis, and already I have managed to save a tidy amount without changing my spending habits. Thank you Chip for your easy to use app and jargon free updates. Highly recommended. Reviewed on: 29th March 2021

.

Super easy to save, soon an option to invest Reviewed on: 28th March 2021

Easy to use, drip feeds your savings taking in varying spends

App is easy to use and set up. Love the interest rate. I like how it monitors your spending and what is left in your account before making the debit. Definitely helped me save Reviewed on: 28th March 2021

It actually works.

I’ve always been sceptical of any way of saving, anything from a traditional piggy bank to a secure bank savings platform. I’ve just never felt they help, but Chip and the user friendly app make it so easy to save and I’m already well on my way to my target which I’ve been trying to hit for years but I’ve never got close. 100% recommend! Reviewed on: 28th March 2021

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