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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy to use, drip feeds your savings taking in varying spends

5
App is easy to use and set up. Love the interest rate. I like how it monitors your spending and what is left in your account before making the debit. Definitely helped me save Reviewed on: 28th March 2021

It actually works.

5
I’ve always been sceptical of any way of saving, anything from a traditional piggy bank to a secure bank savings platform. I’ve just never felt they help, but Chip and the user friendly app make it so easy to save and I’m already well on my way to my target which I’ve been trying to hit for years but I’ve never got close. 100% recommend! Reviewed on: 28th March 2021

Easy to use app and efficient customer service team

5
Very easy to use app with a friendly and efficient online customers services support team. Reviewed on: 28th March 2021

Awesome savings App, set up and forget!!

5
Great from start to finish, easily save for a family holiday every year with this App! Reviewed on: 28th March 2021

Super helpful! Savings grew massively fast!

5
As someone who struggled saving, chip has completely changed that! It will put an affordable amount of money in your account for you if you do not wish to manually save and it grows rapidly! AMAZING. Reviewed on: 28th March 2021

Savings

5
Helps sets goals and savings for present and future Reviewed on: 28th March 2021

Best savings app!

5
Best savings app I could have asked for! Reviewed on: 28th March 2021

Painless Saving

5
Chip make saving so easy and painless. I'd recommend them to anyone who struggles to save, like I was doing 12 months ago Reviewed on: 28th March 2021

Easy, easy easy...

5
Savings has never been easier than with chip. Simple, straitforward, and better interest rates than the high street banks! Reviewed on: 28th March 2021

Modern day banking

5
Great app with a fresh stylish layout. Easy to use and love the features. Fantastic interest rate helping people out in these difficult times. Well done Chip! Reviewed on: 28th March 2021

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