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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great App

Easy to use, great features, helps me save money with a great rate what more can you ask for! Reviewed on: 28th March 2021

Pain-free savings

I was an early adopter of Chip. The pain-free saving methods helped me out of my overdraft, then helped me and my partner save a house deposit. I'm excited to see where its interest accounts and upcoming investment options can take us. Reviewed on: 28th March 2021

Excellent way to save

This app has been fantastic at giving me the incentive to save. I have never been able to save in the past but as this does it automatically I don’t notice it and it has been great to see the fund growing, encouraging me to keep it in there. Reviewed on: 28th March 2021

Excited about saving again

Savings rates have dropped so incredibly low that I was feeling completely despondent about trying to put aside a little each month. I can't afford to save very much so the thought of getting next to nothing back for what I do put aside is disheartening. Chip offered a glimmer of hope and its market leading rate got me excited about trying to save again! Reviewed on: 28th March 2021

It gave me the ability to save

Prior to using chip i had never been able to save successfully. Chip has given me a method that works for me, and to date I’ve saved over £2,000!! Reviewed on: 28th March 2021

Amazing for saving

Chip is brilliant for saving. It has a better interest rate then any bank I can think of by far! The staff are so helpful and it is so easy to use Reviewed on: 28th March 2021

Awesome

Great bank, I have never saved so much before Reviewed on: 28th March 2021

Saving made simple.

Saving, without dramas. Just see clear suggestions, think and act. Then was ch how your savings grow. But you are always in control Reviewed on: 28th March 2021

Interest rate

Early days ... we shall see .. perhaps an interest rate re Chip Instant access might be a good marketing ploy.. WBrown Reviewed on: 28th March 2021

Just So Easy

It is extremely easy to save with this app. The lockdown has proved difficult in getting a consistent income if any at all. The app, takes an appropriate amount each week without me noticing. The surprise has come when I look and see how much I have saved. Brill!! Oh and the communication from the Chip team is exemplary. Reviewed on: 28th March 2021

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