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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Excellent way to save

This app has been fantastic at giving me the incentive to save. I have never been able to save in the past but as this does it automatically I don’t notice it and it has been great to see the fund growing, encouraging me to keep it in there. Reviewed on: 28th March 2021

Excited about saving again

Savings rates have dropped so incredibly low that I was feeling completely despondent about trying to put aside a little each month. I can't afford to save very much so the thought of getting next to nothing back for what I do put aside is disheartening. Chip offered a glimmer of hope and its market leading rate got me excited about trying to save again! Reviewed on: 28th March 2021

It gave me the ability to save

Prior to using chip i had never been able to save successfully. Chip has given me a method that works for me, and to date I’ve saved over £2,000!! Reviewed on: 28th March 2021

Amazing for saving

Chip is brilliant for saving. It has a better interest rate then any bank I can think of by far! The staff are so helpful and it is so easy to use Reviewed on: 28th March 2021

Awesome

Great bank, I have never saved so much before Reviewed on: 28th March 2021

Saving made simple.

Saving, without dramas. Just see clear suggestions, think and act. Then was ch how your savings grow. But you are always in control Reviewed on: 28th March 2021

Interest rate

Early days ... we shall see .. perhaps an interest rate re Chip Instant access might be a good marketing ploy.. WBrown Reviewed on: 28th March 2021

Just So Easy

It is extremely easy to save with this app. The lockdown has proved difficult in getting a consistent income if any at all. The app, takes an appropriate amount each week without me noticing. The surprise has come when I look and see how much I have saved. Brill!! Oh and the communication from the Chip team is exemplary. Reviewed on: 28th March 2021

Super easy savings

I love chip. I don't even notice the small amounts that are taken but somehow it's added up to nearly £2000 and I'm so happy as before using chip I was terrible at saving. The app is super easy to understand and use and their customer service is beyond amazing, they explain everything clearly and always always reply to emails. The interest rate they offer is higher than any high street bank and now they are starting investments as well. I'm so impressed I've bought some shares and I can't wait to see where they go in the future, a very easy 10 out of 10 from me. Reviewed on: 28th March 2021

click and save

it plain and simple you click and save and sit down and watch your monry grow Reviewed on: 28th March 2021

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