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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Super easy savings

5
I love chip. I don't even notice the small amounts that are taken but somehow it's added up to nearly £2000 and I'm so happy as before using chip I was terrible at saving. The app is super easy to understand and use and their customer service is beyond amazing, they explain everything clearly and always always reply to emails. The interest rate they offer is higher than any high street bank and now they are starting investments as well. I'm so impressed I've bought some shares and I can't wait to see where they go in the future, a very easy 10 out of 10 from me. Reviewed on: 28th March 2021

click and save

5
it plain and simple you click and save and sit down and watch your monry grow Reviewed on: 28th March 2021

Simplicity Saving

5
Ease of set up, great interactive App, straightforward and super rates. Perfect. Reviewed on: 28th March 2021

UI friendly

5
The app is very user-friendly, very well designed and easy to find information. Reviewed on: 28th March 2021

Best returns

5
Best returns and user friendly savings app Reviewed on: 28th March 2021

Great savings company

5
Easy to save with and also do a calculated save which is really good too Reviewed on: 28th March 2021

Auto assistance thanks CHIP AI

5
Super fast account opening and great service topped off with great rates and FSCS backing - what's not to love? Reviewed on: 28th March 2021

Awesome

5
So easy to use, just gets on with it and before you know it you’ve saved a small fortune! Reviewed on: 28th March 2021

Early days but a good rate

4
Best interest rate I’ve found for a savings account (based on MSE referral code) Reviewed on: 28th March 2021

Made Saving Easy

4
The auto-saves and seeing your savings grow made you want to save. Reviewed on: 28th March 2021

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