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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Thank you!

5
I have so much to thank this app for! I've managed to save for things I've been dreaming about for years, all thanks to Chip. I always thought I didn't have the money to put away for these things, but Chip has proved to me that I do, and it's so easy to set up and use. Can't recommend this app enough! Reviewed on: 28th March 2021
Kayleigh's avatar
Kayleigh

Easy to use, easy to save

5
I don't even have to think about saving. The app just does it for me. Competitive bonus rates. Have recommended to lots of friends. Reviewed on: 28th March 2021
Lucy's avatar
Lucy

Great app

5
Really helped me save during lockdown rather than wasting money on pointless stuff. Reviewed on: 28th March 2021
Fraser Davidson's avatar
Fraser Davidson

Easy savings and great rates

5
Chip’s intelligent AI makes it incredibly easy to save money with one of the best savings interest rates I’ve seen in a long time. Through the easy to use app it’s effortless to make manual saves or withdrawals as and when you need to and Chip are constantly adding new and improved features. Reviewed on: 28th March 2021
gerdescraig's avatar
gerdescraig

Excellent concept.

5
I'm no techie, but easy to navigate, fun to use. Saved money I would never have done otherwise. Top marks. Reviewed on: 28th March 2021
Carolyn's avatar
Carolyn

Great app

5
Best Savin app out there easily love it and made so easy Reviewed on: 28th March 2021
Nathan Coyne's avatar
Nathan Coyne

Too easy

5
Saving without thinking easy as that Reviewed on: 28th March 2021
Steve's avatar
Steve

Great so far!

4
I've not been with Chip long but so far I'm satisfied. I'm a bit unused to things taken so long (e.g. money moving from my current account into my chip savings account) but otherwise it all looks good. Would be great if the Goals you can save towards had higher denominations too. Reviewed on: 28th March 2021
CKM's avatar
CKM

Better saving rates

4
Chip offers accounts through MSE - it’s easy to open even some of the high street Banks don’t know about it when you link the Chip Account to your bank account Reviewed on: 28th March 2021
Rainer Elsaesser's avatar
Rainer Elsaesser

Saving money just became effortless!

5
I can now save money without even having to think about it. Chip takes what it thinks I can afford, if I can’t afford it, I just skip the save. Money is easily accessible, and Chip offers the best easy access rate of 1.25%. High street banks need to be more innovative, if they want to take on the new kids on the block. Reviewed on: 28th March 2021
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Andrew Peter Strong

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