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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great interest easy saving

5
Easy to use app. Well explained and great interest rates Reviewed on: 28th March 2021
Patricia Donnachie 's avatar
Patricia Donnachie

Thank you!

5
I have so much to thank this app for! I've managed to save for things I've been dreaming about for years, all thanks to Chip. I always thought I didn't have the money to put away for these things, but Chip has proved to me that I do, and it's so easy to set up and use. Can't recommend this app enough! Reviewed on: 28th March 2021
Kayleigh's avatar
Kayleigh

Easy to use, easy to save

5
I don't even have to think about saving. The app just does it for me. Competitive bonus rates. Have recommended to lots of friends. Reviewed on: 28th March 2021
Lucy's avatar
Lucy

Great app

5
Really helped me save during lockdown rather than wasting money on pointless stuff. Reviewed on: 28th March 2021
Fraser Davidson's avatar
Fraser Davidson

Easy savings and great rates

5
Chip’s intelligent AI makes it incredibly easy to save money with one of the best savings interest rates I’ve seen in a long time. Through the easy to use app it’s effortless to make manual saves or withdrawals as and when you need to and Chip are constantly adding new and improved features. Reviewed on: 28th March 2021
gerdescraig's avatar
gerdescraig

Excellent concept.

5
I'm no techie, but easy to navigate, fun to use. Saved money I would never have done otherwise. Top marks. Reviewed on: 28th March 2021
Carolyn's avatar
Carolyn

Great app

5
Best Savin app out there easily love it and made so easy Reviewed on: 28th March 2021
Nathan Coyne's avatar
Nathan Coyne

Too easy

5
Saving without thinking easy as that Reviewed on: 28th March 2021
Steve's avatar
Steve

Great so far!

4
I've not been with Chip long but so far I'm satisfied. I'm a bit unused to things taken so long (e.g. money moving from my current account into my chip savings account) but otherwise it all looks good. Would be great if the Goals you can save towards had higher denominations too. Reviewed on: 28th March 2021
CKM's avatar
CKM

Better saving rates

4
Chip offers accounts through MSE - it’s easy to open even some of the high street Banks don’t know about it when you link the Chip Account to your bank account Reviewed on: 28th March 2021
Rainer Elsaesser's avatar
Rainer Elsaesser

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