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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving money just became effortless!

I can now save money without even having to think about it. Chip takes what it thinks I can afford, if I can’t afford it, I just skip the save. Money is easily accessible, and Chip offers the best easy access rate of 1.25%. High street banks need to be more innovative, if they want to take on the new kids on the block. Reviewed on: 28th March 2021

Great innovative idea well run

Especially pleased that the 1.25% interest rate is extended to £10,000 Reviewed on: 28th March 2021

Fabulous help and easy to use

I'm new to Chip but its name does exactly what I need to do, to help me save for a goal by chipping away at money that I can afford to put in. The App is really easy to use and means I can check on everything easily, and without the hassle of setting things up on online banking to make things happen. Very clever and fits into my busy life very well! Reviewed on: 28th March 2021

Ace product

Great product / products, easy to use, great outcomes. Use it! Reviewed on: 28th March 2021

An App with personality!

Very welcoming and easy to use, they've thought cleverly about the user experience and made it fun. A dynamic, fast-moving and innovative personality shines through, and with great financial rewards too. I am new to Chip and the added ChipX will make it easy to access funds making it stand out from the traditional boring savings accounts out there, while beating them hands down for rewards! A great feature that will draw me back to the App on a regular basis. Reviewed on: 28th March 2021

Life changer!

Chip has honestly changed my life - I was never able to save previously and was trapped in a cycle of overdraft debt. Thanks to Chip's revolutionary system, I was able to save without even feeling it - I soon got out of my overdraft and now have £10k and counting saved for a house deposit! Reviewed on: 28th March 2021

it just works!

so easy to set up and maintain and reach my saving goals. Things have been tough this year, but using Chip has helped me get that pot of money to reach some goals this year. Reviewed on: 28th March 2021

Just about the easiest thing ever

Where do I start? Fab interest rate of 1.25%. App ease of use is just amazing -setting up, withdrawing and depositing. For busy people like me it is perfect. So pleased I have found Chip.-made my life so much simpler. Reviewed on: 28th March 2021

Innovative and easy to use savings

I was skeptical at first but found the app surprisingly easy to use. They keep adding new products including investments coming up soon. Reviewed on: 28th March 2021

Top savings

Good app easy to understand and use Reviewed on: 28th March 2021

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