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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great app!

5
Easy to use, and I love the fact I don’t have to think about saving - it just takes the money out of the bank so it’s just like I’ve spent it in my mind. The interest rate is great too, have closed other savings and transferred it over to chip. Customer service are really helpful too. Reviewed on: 28th March 2021

Excellence

5
The easiest way to save without realising you're actually doing it, with the best interest rate in the business. Reviewed on: 28th March 2021

Helping me save more than I would without it!

5
Chip AI has increased my saving habit. And I’ve put away more than expected. Reviewed on: 28th March 2021

Great

5
Easy app to set up and get saving Reviewed on: 28th March 2021

Amazingly intuitive and helpful savings app

5
The chip savings app offers a decent interest rate first and foremost which is pretty rare currently unless you’re prepared to lock your money away for several years. Secondly, the app is very secure and super easy to use. It offers different options for the automatic saving function, a payday put away and the ability to set goals. Great product! Reviewed on: 28th March 2021

Simple to use

4
Really easy chip does all the hard work for you! Great Reviewed on: 28th March 2021

Great App, revolutionised my savings habit.

5
Great way to save without thinking about it. Really glad to see the developments over the years and the offerings of decent interests Reviewed on: 28th March 2021

Great product

4
Great way to safe without knowing it. Good app Reviewed on: 28th March 2021

Clear advice

4
Straight forward and simple savings. Gets rid of jargon and makes saving something to be excited about. Changed how I view savings and indeed how I save Reviewed on: 28th March 2021

Easy to save on auto save doesn't feel like saving automatically comes out of your bank

4
Saved quite a bit of money since January without much effort Reviewed on: 28th March 2021

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