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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Market Leading Rates

5
Excellent products and market leading 1.25% on easy access savings Reviewed on: 28th March 2021
Stephen Bunch's avatar
Stephen Bunch

Great app!

5
Easy to use, and I love the fact I don’t have to think about saving - it just takes the money out of the bank so it’s just like I’ve spent it in my mind. The interest rate is great too, have closed other savings and transferred it over to chip. Customer service are really helpful too. Reviewed on: 28th March 2021
MrsR's avatar
MrsR

Excellence

5
The easiest way to save without realising you're actually doing it, with the best interest rate in the business. Reviewed on: 28th March 2021
James M's avatar
James M

Helping me save more than I would without it!

5
Chip AI has increased my saving habit. And I’ve put away more than expected. Reviewed on: 28th March 2021
Sara's avatar
Sara

Great

5
Easy app to set up and get saving Reviewed on: 28th March 2021
John Richard Owen's avatar
John Richard Owen

Amazingly intuitive and helpful savings app

5
The chip savings app offers a decent interest rate first and foremost which is pretty rare currently unless you’re prepared to lock your money away for several years. Secondly, the app is very secure and super easy to use. It offers different options for the automatic saving function, a payday put away and the ability to set goals. Great product! Reviewed on: 28th March 2021
Lou's avatar
Lou

Simple to use

4
Really easy chip does all the hard work for you! Great Reviewed on: 28th March 2021
philjwithers@me.com's avatar
[email protected]

Great App, revolutionised my savings habit.

5
Great way to save without thinking about it. Really glad to see the developments over the years and the offerings of decent interests Reviewed on: 28th March 2021
Joel 's avatar
Joel

Great product

4
Great way to safe without knowing it. Good app Reviewed on: 28th March 2021
Sam's avatar
Sam

Clear advice

4
Straight forward and simple savings. Gets rid of jargon and makes saving something to be excited about. Changed how I view savings and indeed how I save Reviewed on: 28th March 2021
Jbarton91's avatar
Jbarton91

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