Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Top savings app and a very good idea

I think this is one of the best apps out there it saves you money automatically and in little amounts it’s a great idea for saving money. Reviewed on: 28th March 2021

An oasis in a see of terrible rates

Easy to open, easy to manage.. what more could I want? Oh the best Interest rate on the market also helps! Thanks Chip! Reviewed on: 28th March 2021

Easy peasy lemon squeezy to save!

Once set up, the app takes the pain out of saving Reviewed on: 28th March 2021

Amazing app!

It’s amazing to see your savings increase without having to think about it . It’s even better that you don’t notice it leaving your account thanks to how the app works. It’s always a surprise to log in and see my balance. Reviewed on: 28th March 2021

The best thing for people who can't be trusted to save!!

The Chip app is brilliant for people like me who can't be trusted to save. The app squirrels away small amounts of money that it knows I can afford to save, so I don't even notice it going. Before I know it I have a nice chunk saved up which I use to pay off of my credit card. It really helps me to manage my finances without even having to think about it. Reviewed on: 28th March 2021

Saving made easy

Takes the thinking out of saving. Effortless. With interest on savings this is icing on the cake. Really fast customer service and friendly Reviewed on: 28th March 2021

Top Of The Pops

I love using Chip. I've been getting all my friends and family to set goals and start using chip. I love having the 1.5% interest that other banks do not offer u less your are paying in £1million a month (Jokes). Chip's customer service is great and the app is super friendly! Reviewed on: 28th March 2021

Brilliant

Been with Chip since it's launch, I've got from someone who was awful at saving to now having quite a healthy savings account. All because of how Chip works. Reviewed on: 28th March 2021

Game Changer!

I have never managed to save consistently until Chip came along. I used the app to save for Christmas 2020. I loved watching my auto saves stack up and who knew I could afford all those little saves in the first place! I would have said no chance before! Christmas 2020 was one of our best (despite a global pandemic) Why? Because I was prepared and had a perfect size near egg to pay for it. I wasn’t stressed out when shopping for gifts and counting every penny. I could treat all my loved exactly how I always wanted to. I am well on my way with goal for Christmas 2021 and once again feel completely at ease and ready for it, thanks to Chip. Reviewed on: 28th March 2021

So easy, simple and enjoyable to save

I save money without realising it - absolutely flawless experience; from the app UI/UX to customer service to investments. Amazing Reviewed on: 28th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance platform
from PocketSmith 4.10 from 2 reviews
Personal finance app
from Emma 4.88 from 3559 reviews
Personal finance app
from Snoop 4.75 from 11130 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub