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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

An oasis in a see of terrible rates

Easy to open, easy to manage.. what more could I want? Oh the best Interest rate on the market also helps! Thanks Chip! Reviewed on: 28th March 2021

Easy peasy lemon squeezy to save!

Once set up, the app takes the pain out of saving Reviewed on: 28th March 2021

Amazing app!

It’s amazing to see your savings increase without having to think about it . It’s even better that you don’t notice it leaving your account thanks to how the app works. It’s always a surprise to log in and see my balance. Reviewed on: 28th March 2021

The best thing for people who can't be trusted to save!!

The Chip app is brilliant for people like me who can't be trusted to save. The app squirrels away small amounts of money that it knows I can afford to save, so I don't even notice it going. Before I know it I have a nice chunk saved up which I use to pay off of my credit card. It really helps me to manage my finances without even having to think about it. Reviewed on: 28th March 2021

Saving made easy

Takes the thinking out of saving. Effortless. With interest on savings this is icing on the cake. Really fast customer service and friendly Reviewed on: 28th March 2021

Top Of The Pops

I love using Chip. I've been getting all my friends and family to set goals and start using chip. I love having the 1.5% interest that other banks do not offer u less your are paying in £1million a month (Jokes). Chip's customer service is great and the app is super friendly! Reviewed on: 28th March 2021

Brilliant

Been with Chip since it's launch, I've got from someone who was awful at saving to now having quite a healthy savings account. All because of how Chip works. Reviewed on: 28th March 2021

Game Changer!

I have never managed to save consistently until Chip came along. I used the app to save for Christmas 2020. I loved watching my auto saves stack up and who knew I could afford all those little saves in the first place! I would have said no chance before! Christmas 2020 was one of our best (despite a global pandemic) Why? Because I was prepared and had a perfect size near egg to pay for it. I wasn’t stressed out when shopping for gifts and counting every penny. I could treat all my loved exactly how I always wanted to. I am well on my way with goal for Christmas 2021 and once again feel completely at ease and ready for it, thanks to Chip. Reviewed on: 28th March 2021

So easy, simple and enjoyable to save

I save money without realising it - absolutely flawless experience; from the app UI/UX to customer service to investments. Amazing Reviewed on: 28th March 2021

Market Leading Rates

Excellent products and market leading 1.25% on easy access savings Reviewed on: 28th March 2021

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