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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to save on auto save doesn't feel like saving automatically comes out of your bank

Saved quite a bit of money since January without much effort Reviewed on: 28th March 2021

The only decent interest rate on the msrket

Easy to save, recommend by my daughter so we both get 1.25%. simple app linked to my bank and Moe products to encourage savings at a time when interest rates are so low what's not to like Reviewed on: 28th March 2021

Definitely recommend

Too paying savings account on the market and having recently increased the savings amount is an added bonus Reviewed on: 28th March 2021

Best savings app out there

Nothing like it out there with more unique products introduced regularly. Reviewed on: 28th March 2021

Good interest rate and east to use app.

I opened my account with Chip after reading about them in moneysavingexpert.com. The interest rate offered was good compared to others available at the moment. The app is simple to use and I was able to start saving almost immediately. Reviewed on: 28th March 2021

Excellent

All the gain, zero pain. Looking forward to ChipX and investment products this year. Reviewed on: 28th March 2021

Best Savings Account Available

Chip not only offers the best savings rate but makes it unbelievably easy to save once your bank account is linked. I use a lot of banking products and this is by far the best, I could not recommend it enough! Reviewed on: 28th March 2021

Easy and intuitive

Excellent new features including soon to be released investing options. Auto saves leave no effort and goals saving feature good for looking to the future. Reviewed on: 28th March 2021

Brilliant

Fabulous simple app that works out your spare money and saves it. Reviewed on: 28th March 2021

Painless saving

Chip automatically estimates how much you can save but gives you time to change amount. Your savings mount up without you really noticing it has gone, and the interest rates are fantastic in this climate. Reviewed on: 28th March 2021

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