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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great and easy

Simple app. Does the job without think about it. Reviewed on: 28th March 2021

Chip savings app

Easy to use great rate set goals it’s amazing try it for yourself Reviewed on: 28th March 2021

Simple but effective

Have managed to save £50 a month comfortably without noticing thanks to the auto save feature. Have already hit a couple of goals. Would like the ability to have more than 3 on the go at any one time but can't fault it otherwise. Reviewed on: 28th March 2021

Interest rate

Great interest rate which beats anything else right now Reviewed on: 28th March 2021

Best auto saving app in UK

I've been giving it a go since January 2021, and don't have to calculate or preoccupy myself with saving anymore! Best utility app ever! Would definitely recommend it! Reviewed on: 28th March 2021

Bonuses

Over the past two years, for easy to access, chip was by far the best! Reviewed on: 28th March 2021

Nest egg surprise

I’ve used chip for a while now and it always surprises me with how much I can save and not feel like I have to cut back on my expenses. Chip takes the thinking out of saving and saves me from trying to do the mental arithmetic on how much I can afford to save each week. I am genuinely surprised at how easy it is to save a nest egg and it encourages me to save more when I see my savings building up. Reviewed on: 28th March 2021

So easy to use.

Encourages me to save and it adds up so fast. Reviewed on: 28th March 2021

Makes it easy

I've never been good at hiding cash away but Chip makes it easy to save in the background Reviewed on: 28th March 2021

Best savings rate by far!

Excellent interest rate, very easy to use app. Reviewed on: 28th March 2021

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