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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Chip savings app

5
Easy to use great rate set goals it’s amazing try it for yourself Reviewed on: 28th March 2021

Simple but effective

5
Have managed to save £50 a month comfortably without noticing thanks to the auto save feature. Have already hit a couple of goals. Would like the ability to have more than 3 on the go at any one time but can't fault it otherwise. Reviewed on: 28th March 2021

Interest rate

5
Great interest rate which beats anything else right now Reviewed on: 28th March 2021

Best auto saving app in UK

5
I've been giving it a go since January 2021, and don't have to calculate or preoccupy myself with saving anymore! Best utility app ever! Would definitely recommend it! Reviewed on: 28th March 2021

Bonuses

5
Over the past two years, for easy to access, chip was by far the best! Reviewed on: 28th March 2021

Nest egg surprise

4
I’ve used chip for a while now and it always surprises me with how much I can save and not feel like I have to cut back on my expenses. Chip takes the thinking out of saving and saves me from trying to do the mental arithmetic on how much I can afford to save each week. I am genuinely surprised at how easy it is to save a nest egg and it encourages me to save more when I see my savings building up. Reviewed on: 28th March 2021

So easy to use.

5
Encourages me to save and it adds up so fast. Reviewed on: 28th March 2021

Makes it easy

5
I've never been good at hiding cash away but Chip makes it easy to save in the background Reviewed on: 28th March 2021

Best savings rate by far!

5
Excellent interest rate, very easy to use app. Reviewed on: 28th March 2021

Best savings app ever

5
Chip has helped me put money into savings that i otherwise might not do. Reviewed on: 28th March 2021

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