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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best savings app ever

Chip has helped me put money into savings that i otherwise might not do. Reviewed on: 28th March 2021

10/10 would recommend

Chip is the easiest, fastest, smoothest banking app I’ve ever used. You can send and receive money to and from your savings account quickly and it’s easy to see how much your bonus is earning you. The guys at Chip are super friendly, helpful and professional. Hats off to them! Reviewed on: 28th March 2021

Makes savings easy

The app makes it easy to forget about savings and suddenly come back to a chunk of money. It makes savings less of a hassle Reviewed on: 28th March 2021

An excellent savings app

It’s quite literally a real no brainer, as the chip savings app does it all for you. Easy to use and the best interest rates available out there Reviewed on: 28th March 2021

The best savings account available. Fact.

The team behind Chip have clearly been developing a product which is easy to use, accessible and - of course - really does have the best interest rate currently available. I would also commend their brilliant customer service, which I’ve found to be straightforward, fast and friendly. Reviewed on: 28th March 2021

Super saver

I have been trying to save for a deposit for years and always found my savings never amounted to anything. BUT with Chip I've saved more this year than I have in the past 3! And I've not had to do a thing! Best way to save and reach goals, never go back to ordinary saving Reviewed on: 28th March 2021

Best returns on the market

If you are looking for inflation beating rates and quick access to the cash Chip can't be beaten! Reviewed on: 28th March 2021

Community Supporting Savers for a small fee

Chip has really helped to make me aware of what I can do when I save a little each week. The chip AI helps someone with no saving experience put money aside without noticing it. It has helped me to get on top of my finances. I am using the Lite version of the app with no fees but I have made use of the bonus 1.25% account making this banking app the most competitive. Chip are always ahead of the game and I have always felt supported which for a banking app is pretty special. It is more than a bank it's a community! Reviewed on: 28th March 2021

Brilliant and fair rates!

The only bank/institution I’m with who haven’t cynically used coronavirus as an excuse to reduce savings interest to 0.01%. For this reason, I will always respect them. Reviewed on: 28th March 2021

Awesome

Easy to use. Saved so much and it’s a great app. Best savings Reviewed on: 28th March 2021

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