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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Open and Innovative

Excellent communication on all aspects and a great AI based savings App. Young and fresh in their approach. Reviewed on: 28th March 2021

I was terrible at saving until this app

I was never very good at saving money - until this app came into my life. With its algorithm and automatic saves I have found myself being pleasantly suppressed by how my savings have increased without me even realising and because of this I have been inspired to add extra into the pot to bump it up even more. Reviewed on: 28th March 2021

Fantastic

Finally a bank offering a good savings rate!! Reviewed on: 28th March 2021

Saving made simple

Really effortless way of saving money. I barely see the money leave my account and if I have any money issues. It’s easy to draw money out of my Chip account. My first 18 months of having a chip savers account and I managed to save enough between me and my partner to get married. Reviewed on: 28th March 2021

Amazing savings

Thsi app has helped me save money with out feeling the pain of lump form savings we all hate seeing large amounts of money leaving our bank chip saves the same amount by making it look like you brought a cup of coffee when you didn't. Reviewed on: 28th March 2021

Great app, easy to use and made saving so much easier.

I've had this app for over a year now and it's changed how I save. Taking small amounts of money out throughout the month has made saving so easy. Reviewed on: 28th March 2021

Excellent way to save

I have managed to save more with Chip than ever before, and not even noticing which is the best thing. Reviewed on: 28th March 2021

Great auto-savings and excellent interest rate

Love this app. So easy to use, you can just forget about it and it saves money for you. One of the best interest rates around right now too! Reviewed on: 28th March 2021

It changed my life

Saving, for me, has always been a challenge. I’ve always managed to simply flitter away anything and everything I’ve earned. Chip changed all of that in an instant. I’ve gone from a credit card debt ridden, anxious financial state, to one of methodically planning and steadily growing the pennies into hundreds of pounds. Thank you Chip! Reviewed on: 28th March 2021

Great saving rates

This is the best offer on the market, it helps me with saving. Reviewed on: 28th March 2021

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