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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

I was terrible at saving until this app

I was never very good at saving money - until this app came into my life. With its algorithm and automatic saves I have found myself being pleasantly suppressed by how my savings have increased without me even realising and because of this I have been inspired to add extra into the pot to bump it up even more. Reviewed on: 28th March 2021

Fantastic

Finally a bank offering a good savings rate!! Reviewed on: 28th March 2021

Saving made simple

Really effortless way of saving money. I barely see the money leave my account and if I have any money issues. It’s easy to draw money out of my Chip account. My first 18 months of having a chip savers account and I managed to save enough between me and my partner to get married. Reviewed on: 28th March 2021

Amazing savings

Thsi app has helped me save money with out feeling the pain of lump form savings we all hate seeing large amounts of money leaving our bank chip saves the same amount by making it look like you brought a cup of coffee when you didn't. Reviewed on: 28th March 2021

Great app, easy to use and made saving so much easier.

I've had this app for over a year now and it's changed how I save. Taking small amounts of money out throughout the month has made saving so easy. Reviewed on: 28th March 2021

Excellent way to save

I have managed to save more with Chip than ever before, and not even noticing which is the best thing. Reviewed on: 28th March 2021

Great auto-savings and excellent interest rate

Love this app. So easy to use, you can just forget about it and it saves money for you. One of the best interest rates around right now too! Reviewed on: 28th March 2021

It changed my life

Saving, for me, has always been a challenge. I’ve always managed to simply flitter away anything and everything I’ve earned. Chip changed all of that in an instant. I’ve gone from a credit card debt ridden, anxious financial state, to one of methodically planning and steadily growing the pennies into hundreds of pounds. Thank you Chip! Reviewed on: 28th March 2021

Great saving rates

This is the best offer on the market, it helps me with saving. Reviewed on: 28th March 2021

Easy

Found it easy to understand, easy to set up,auto save feature saves me working out what to save and grows my savings amount considerably. Reviewed on: 28th March 2021

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