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Chip: Savings App reviews

4.94
Based on 18,460 reviews, last reviewed 10th Apr 2026
24700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Saving with chip for about six years. I’ve been saving with chip for about six years now. The autosave function has helped me save for several big purchases and just works well in the back... Read more Reviewed on: 10th April 2026
Ossiary's avatar
Ossiary

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18460)

Saving made easy

5
I always struggled to save but since downloading Chip I’ve been able to save far more than I ever could imagine. It’s simple and straightforward to use and I’ve recommended it to all my friends and family. Reviewed on: 28th March 2021

Highest interest, easy saving

5
Chip makes it easy by automatically saving what you can afford. Reviewed on: 28th March 2021

Off to a great start saving for a baby

5
Started using chip during lockdown 2. Several mo the later and we have a good foundation for our baby due in June. If I started a savings account linked to my bank account there’s no way I’d have been able to do it, as I check my online bank too much.the chip app helps you forget it is there Reviewed on: 28th March 2021

Easy savings

5
Chip has been amazing for me, I’ve saved so much more than normal and haven’t even had to touch a button. I hope Chip continue to grow into something much bigger in the future as it has been a life saver for me. Reviewed on: 28th March 2021

Great savings account

5
It’s a great way to save without realising. It’s simple and easy to use and you have the control over the saves. The automatic saves makes saving easy. I would recommend Chip to anyway who thinks they can’t save! Reviewed on: 28th March 2021

Quick, Easy, All round great!!

5
I've been using this app for over a year now and it's been extremely useful. Especially with the unique AI system that helps you save. Reviewed on: 28th March 2021

A saving app run by true magic.

5
I love how Chip is run for the ground up. It’s helped me do something I never could before. Save money. Reviewed on: 28th March 2021

Easiest way to save

5
I've been using Chip for a while now and it has been a blessing. I've never saved so easily as I don't even notice it. It helps a lot with putting my money away without having to do anything really. And with it's bonus rate I couldn't recommend it more. No other saving account gives me what Chip does. Reviewed on: 28th March 2021

Optimised savings using AI

5
A user friendly app with an innovative approach to savings, Chip uses open banking technology to make saving feel effortless. Reviewed on: 28th March 2021

Great rate, easy app.

5
What's not to like, a great rate up to £10000 and an easy app to help you save. Reviewed on: 28th March 2021

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